ZIP 46816 vs ZIP 46745

This side-by-side compares ZIP 46816 (Fort Wayne, IN) and ZIP 46745 (Hoagland, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46816 has a population of 18,116 at 191 people per square mile, while ZIP 46745 has 1,841 at 36 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46816 reports a median household income of $45,343 against $89,643 in ZIP 46745, with per-capita income of $23,217 vs $43,410. The share of adults holding a bachelor's degree or higher is 10.0% in 46816 and 29.7% in 46745. Poverty rate reads 26.3% vs 7.4%, and unemployment 5.8% vs 6.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $157,700 in 46816 versus $242,400 in 46745, with median rent of $865 and — per month respectively. Homeownership rate is 54.5% vs 97.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.