ZIP 46960 vs ZIP 46968

This side-by-side compares ZIP 46960 (Monterey, IN) and ZIP 46968 (Ora, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46960 has a population of 1,218 at 11 people per square mile, while ZIP 46968 has 73 at 77 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46960 reports a median household income of $45,625 against — in ZIP 46968, with per-capita income of $27,475 vs $40,701. The share of adults holding a bachelor's degree or higher is 20.1% in 46960 and 0.0% in 46968. Poverty rate reads 25.0% vs 0.0%, and unemployment 1.4% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $151,000 in 46960 versus $71,200 in 46968, with median rent of — and — per month respectively. Homeownership rate is 79.4% vs 100.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.