ZIP 46968 vs ZIP 46960

This side-by-side compares ZIP 46968 (Ora, IN) and ZIP 46960 (Monterey, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46968 has a population of 73 at 77 people per square mile, while ZIP 46960 has 1,218 at 11 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46968 reports a median household income of — against $45,625 in ZIP 46960, with per-capita income of $40,701 vs $27,475. The share of adults holding a bachelor's degree or higher is 0.0% in 46968 and 20.1% in 46960. Poverty rate reads 0.0% vs 25.0%, and unemployment 0.0% vs 1.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $71,200 in 46968 versus $151,000 in 46960, with median rent of — and — per month respectively. Homeownership rate is 100.0% vs 79.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.