ZIP 47037 vs ZIP 47034

This side-by-side compares ZIP 47037 (Osgood, IN) and ZIP 47034 (Napoleon, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 47037 has a population of 4,333 at 21 people per square mile, while ZIP 47034 has 158 at 531 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 47037 reports a median household income of $73,209 against $66,667 in ZIP 47034, with per-capita income of $32,640 vs $35,789. The share of adults holding a bachelor's degree or higher is 13.0% in 47037 and 12.6% in 47034. Poverty rate reads 7.8% vs 14.3%, and unemployment 3.9% vs 4.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $196,600 in 47037 versus $148,200 in 47034, with median rent of $870 and $828 per month respectively. Homeownership rate is 74.6% vs 62.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.