PlainZIP

Osgood, IN · standard

ZIP Code 47037

Ripley County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,333
21/sq mi
$73,209
Median income
$196,600
Median home value
13.0%
Bachelor's or higher

The verdict

Osgood pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 48%
household income, US ZIPs
42th pct
home value, US ZIPs
21
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47037 against every reporting US ZIP.

ZIP code 47037 covers 207.3 square miles in Osgood, Ripley County, Indiana (a standard USPS delivery area), with a modest 4,333 residents on file, a density of 21 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 47037 lands in the middle-income range, with a median household income of $73,209 (1% below the Indiana average), while per-capita income is $32,640. The poverty rate stands at 7.8% and the unemployment rate at 3.9%. Housing costs here run $196,600 for a typical home value (2% above the state average), with rent averaging $870 a month; 74.6% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.0% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ripley County, so you can benchmark 47037 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 47037

Top 5 sectors by establishment count in Osgood, IN

Which industries have the most business establishments in ZIP 47037.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47037, Osgood, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,333

Population

207.3

Area (sq mi)

21

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 47037?

36.9

Median Age

52.2%

Male

47.8%

Female

2.1%

Foreign-Born

White 94.5%
African American 0.0%
Asian 1.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.1%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,209

Median Household Income

-1% vs state

$32,640

Per Capita Income

7.8%

Poverty Rate

3.9%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 47037 ranks nationally

Osgood, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,209 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.6%
Bachelor's Degree or Higher 13.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,853

Total Housing Units

1,678

Occupied Units

175

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 74.6%
Renter 25.4%

$196,600

Median Home Value

+2% vs state

$870

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+27.6%

YoY Change (2023)

226

HPI Index (2000 = 100)

+126%

Total Change Since 2000

Home values in ZIP 47037 have increased 27.6% over the past year (2023). Since 2000, this ZIP has seen +126% cumulative appreciation.

Year Annual Change HPI Index
2019 +3.4% 144
2020 +8.4% 156
2021 +7.6% 168
2022 +5.4% 177
2023 +27.6% 226

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 80 business establishments in ZIP 47037, employing approximately 564 people with a combined annual payroll of $25,411,000.

80

Businesses

564

Employees

$25.4M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Retail trade 16 20.0%
Other services (except public administration) 14 17.5%
Construction 12 15.0%
Health care and social assistance 6 7.5%
Manufacturing 5 6.3%
Finance and insurance 5 6.3%
Wholesale trade 4 5.0%
Transportation and warehousing 4 5.0%
Accommodation and food services 4 5.0%
Administrative and support and waste management and remediation services 3 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 47037 vs 47034 →

ZIP 47037 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 47037 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 47037 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 47037 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47034 Napoleon, IN 158 2.8 mi
47023 Holton, IN 1,636 6.8 mi
47263 New Point, IN 236 10.0 mi
47006 Batesville, IN 11,727 10.4 mi

More ZIP Codes in Ripley County

47006 standard
Batesville, IN
Pop: 11,727
47041 standard
Sunman, IN
Pop: 6,125
47031 standard
Milan, IN
Pop: 5,368
47042 standard
Versailles, IN
Pop: 4,504
47023 standard
Holton, IN
Pop: 1,636
47017 standard
Cross Plains, IN
Pop: 507

Related Areas

Ripley County Osgood, IN Indiana

Frequently Asked Questions

What county is ZIP code 47037 in? ▼
ZIP code 47037 (Osgood) is located in Ripley County, Indiana. Ripley County contains multiple ZIP codes, see the full list at /counties/ripley-in.
What is the population of ZIP code 47037? ▼
ZIP code 47037 in Osgood, IN has a population of 4,333 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47037? ▼
The median household income in ZIP 47037 is $73,209, which is 4% below the national average of $76,288.
What is the average home value in ZIP 47037? ▼
The median home value in ZIP 47037 is $196,600, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 47037? ▼
The largest racial group in ZIP 47037 is White at 94.5%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 47037? ▼
ZIP code 47037 has 80 business establishments employing approximately 564 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47037? ▼
The top industries by establishment count in ZIP 47037 are: Retail trade (16), Other services (except public administration) (14), Construction (12). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 47037? ▼
According to the FHFA House Price Index, home values in ZIP 47037 increased by 27.6% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 126%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47037? ▼
In ZIP code 47037, 66.6% of residents aged 25+ have a high school diploma or higher, and 13.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47037? ▼
The mean commute time for workers in ZIP code 47037 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47037? ▼
In ZIP code 47037, approximately 74.6% of occupied housing units are owner-occupied and 25.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47037? ▼
The poverty rate in ZIP code 47037 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.