ZIP 47359 vs ZIP 46781

This side-by-side compares ZIP 47359 (Montpelier, IN) and ZIP 46781 (Poneto, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 47359 has a population of 3,143 at 20 people per square mile, while ZIP 46781 has 793 at 12 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 47359 reports a median household income of $71,607 against $87,768 in ZIP 46781, with per-capita income of $31,134 vs $44,380. The share of adults holding a bachelor's degree or higher is 10.1% in 47359 and 9.3% in 46781. Poverty rate reads 10.2% vs 3.9%, and unemployment 1.1% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $121,900 in 47359 versus $192,900 in 46781, with median rent of $649 and $496 per month respectively. Homeownership rate is 76.0% vs 89.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.