ZIP 47460 vs ZIP 47868

This side-by-side compares ZIP 47460 (Spencer, IN) and ZIP 47868 (Poland, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 47460 has a population of 11,471 at 30 people per square mile, while ZIP 47868 has 2,937 at 20 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 47460 reports a median household income of $68,447 against $51,409 in ZIP 47868, with per-capita income of $36,836 vs $32,057. The share of adults holding a bachelor's degree or higher is 20.6% in 47460 and 14.0% in 47868. Poverty rate reads 9.8% vs 22.6%, and unemployment 3.3% vs 4.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $193,000 in 47460 versus $159,500 in 47868, with median rent of $853 and $939 per month respectively. Homeownership rate is 81.1% vs 78.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.