Residential delivery area · Indiana
ZIP Code 47460: Spencer, IN
ZIP code 47460 uses the postal name Spencer, Indiana and lies mostly in Owen County (97% of its land), reaching into Monroe County and Greene County (Census 2020 ZIP-county file). About 11,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $68,447 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Spencer; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Spencer · its only residential ZIP
- County
- Owen County (97%); Monroe County (2%); Greene County (1%)
- Census places
- Spencer
- Metro area
- Bloomington, IN
- House districts
- IN-8 (98%), IN-9 (2%) 119th Congress, by share of land
- State
- Indiana
- Time zone
- Eastern
- Land area
- 150.5 sq mi · 73 people per sq mi
Where is ZIP code 47460?
47460 centers on 39.272°, -86.792° and covers 150.5 square miles of land plus 0.4 of water. It borders 11 ZIP codes: 47431, 47433, 47459, 47404, 47868, 47833, 47427, 47456, 47471, 46120 and more.
The map draws ZIP code areas only. For the streets inside 47460, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 47460 compare with the rest of Owen County?
| Measure | 47460 | In Owen County | In IN |
|---|---|---|---|
| People (ACS 2020-2024) | 11,006 | 2nd of 14 | 197th of 807 |
| Median household income | $68k | 5th of 8 | 276th of 478 |
| Median home value | $193k | 4th of 11 | 250th of 509 |
Its median household income is higher than in 44% of U.S. residential ZIP codes, and it is denser than 49% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 47460?
The 2020 Census counted 11,560 people in 47460; the ACS, which samples households over 2020-2024, estimates 11,006. Between the 2010 and 2020 censuses its population grew 0.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 11,006
- 2020 Census count
- 11,560+0.8% since 2010 (11,471)
- Households
- 4,485
- Median age
- 45.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 47460?
Of the 11,006 people the ACS estimates in 47460, 19.6% are under 18 and 22.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.8%).
- Under 1819.6%
- 18 to 6458.4%
- 65 and older22.0%
- White, not Hispanic94.8%
- Other or two or more2.4%
- Hispanic or Latino1.9%
- Asian, not Hispanic0.7%
- Black, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 47460 earn?
Median household income is $68,447 (ACS 2020-2024), the 5th highest of the 8 ranked ZIP codes in Owen County. It is not measurably different from 2015-2019 ($63,792 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $68,447
- Income per person
- $36,836
- Below the poverty line
- 9.8%
- Unemployed (of the labor force)
- 3.3%
- Adults 25+ with a bachelor's degree
- 20.6%
- Adjusted gross income per tax return, 2022
- $61,9195,410 returns; wages 71% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 47460?
FHFA's house price index for 47460, built from repeat sales and appraisals of the same homes, rose 100% from 2015 to 2025 and rose 52% from 2020 to 2025, and moved +6.5% in 2025.
- Median home value (owners' estimate)
- $193,000
- Median gross rent
- $853
- Homes owned by their occupants
- 81.1%
- Housing units
- 5,000
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 47460?
253 business establishments had a location in this ZIP code in 2023, 21 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade41
- Other services (except public administration)35
- Construction30
- Manufacturing26
- Health care and social assistance26
- Accommodation and food services22
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 47460?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 47431 | Freedom | 1,662 | $62k | 6.9 mi |
| 47433 | Gosport | 4,176 | $60k | 9.9 mi |
| 47459 | Solsberry | 3,485 | $76k | 11.2 mi |
| 47404 | Bloomington | 22,744 | $61k | 11.3 mi |
| 47868 | Poland | 2,666 | $51k | 11.3 mi |
| 47833 | Bowling Green | 836 | $68k | 11.5 mi |
| 47427 | Coal City | 1,014 | $75k | 11.8 mi |
| 47456 | Quincy | 1,455 | $70k | 14.4 mi |
| 47471 | Worthington | 2,755 | $70k | 14.5 mi |
| 46120 | Cloverdale | 5,947 | $60k | 16.5 mi |
| 47424 | Bloomfield | 8,861 | $73k | 18.1 mi |
| 47464 | Stinesville | 297 | $65k | 7.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.