PlainZIP

Bloomington, IN · standard

ZIP Code 47404

Monroe County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,026
158/sq mi
$61,389
Median income
$257,500
Median home value
45.0%
Bachelor's or higher

The verdict

Bloomington pairs a below-median household income with above-median home values, in a rural, mixed-tenure area.

32th pct
household income, US ZIPs
Top 41%
home value, US ZIPs
158
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47404 against every reporting US ZIP.

ZIP code 47404 is a densely settled ZIP (a standard USPS delivery area) in Bloomington, Monroe County, Indiana, with 21,026 residents across 132.8 square miles, a density of 158 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 47404 reports a modest median household income of $61,389 (17% below the Indiana average), while per-capita income is $37,470. 16.7% of residents live below the poverty line, and the unemployment rate reads 4.0%. The typical home here is valued at $257,500 (33% above the state average); renters pay a median of $1,148 monthly, and 57.8% of units are owner-occupied.

A solid share of residents have a four-year degree: 45.0% of adults hold a bachelor's degree or higher, the median age is 34.4, and the average commute is 19 minutes. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Monroe County, letting you compare 47404 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 47404

Top 5 sectors by establishment count in Bloomington, IN

Which industries have the most business establishments in ZIP 47404.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47404, Bloomington, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,026

Population

132.8

Area (sq mi)

158

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 47404?

34.4

Median Age

51.3%

Male

48.7%

Female

5.6%

Foreign-Born

White 81.4%
African American 5.2%
Asian 4.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.1%
Hispanic or Latino 4.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,389

Median Household Income

-17% vs state

$37,470

Per Capita Income

16.7%

Poverty Rate

4.0%

Unemployment Rate

18.5 min

Mean Commute Time

How ZIP 47404 ranks nationally

Bloomington, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,389 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.0%
Bachelor's Degree or Higher 45.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,719

Total Housing Units

10,236

Occupied Units

1,483

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 57.8%
Renter 42.2%

$257,500

Median Home Value

+33% vs state

$1,148

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.7%

YoY Change (2024)

264

HPI Index (2000 = 100)

+164%

Total Change Since 2000

Home values in ZIP 47404 have increased 8.7% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 182
2021 +12.3% 204
2022 +16.6% 238
2023 +2.3% 243
2024 +8.7% 264

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 942 business establishments in ZIP 47404, employing approximately 13,536 people with a combined annual payroll of $667,253,000.

942

Businesses

13,536

Employees

$667.3M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 134 14.2%
Accommodation and food services 121 12.8%
Professional, scientific, and technical services 113 12.0%
Other services (except public administration) 100 10.6%
Health care and social assistance 92 9.8%
Construction 75 8.0%
Finance and insurance 62 6.6%
Real estate and rental and leasing 48 5.1%
Administrative and support and waste management and remediation services 46 4.9%
Manufacturing 30 3.2%
Wholesale trade 29 3.1%
Arts, entertainment, and recreation 22 2.3%
Information 18 1.9%
Transportation and warehousing 17 1.8%
Management of companies and enterprises 14 1.5%
Educational services 8 0.8%
Mining, quarrying, and oil and gas extraction 6 0.6%
Utilities 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 47404 vs 47429 →

ZIP 47404 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 47404 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 47404 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 47404 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47429 Ellettsville, IN 7,986 4.0 mi
47406 Bloomington, IN 4,730 4.9 mi
47405 Bloomington, IN 4,427 5.2 mi
47408 Bloomington, IN 24,776 6.7 mi
47464 Stinesville, IN 198 6.4 mi
47403 Bloomington, IN 30,955 9.4 mi
47433 Gosport, IN 4,025 10.0 mi
47458 Smithville, IN 36 11.2 mi
47401 Bloomington, IN 41,011 11.8 mi

More ZIP Codes in Monroe County

47401 standard
Bloomington, IN
Pop: 41,011
47403 standard
Bloomington, IN
Pop: 30,955
47408 standard
Bloomington, IN
Pop: 24,776
47429 standard
Ellettsville, IN
Pop: 7,986
47406 standard
Bloomington, IN
Pop: 4,730
47405 standard
Bloomington, IN
Pop: 4,427

Related Areas

Monroe County Bloomington, IN Indiana

Frequently Asked Questions

What county is ZIP code 47404 in? ▼
ZIP code 47404 (Bloomington) is located in Monroe County, Indiana. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-in.
What is the population of ZIP code 47404? ▼
ZIP code 47404 in Bloomington, IN has a population of 21,026 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47404? ▼
The median household income in ZIP 47404 is $61,389, which is 20% below the national average of $76,288.
What is the average home value in ZIP 47404? ▼
The median home value in ZIP 47404 is $257,500, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 47404? ▼
The largest racial group in ZIP 47404 is White at 81.4%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 47404? ▼
ZIP code 47404 has 942 business establishments employing approximately 13,536 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47404? ▼
The top industries by establishment count in ZIP 47404 are: Retail trade (134), Accommodation and food services (121), Professional, scientific, and technical services (113). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 47404? ▼
According to the FHFA House Price Index, home values in ZIP 47404 increased by 8.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47404? ▼
In ZIP code 47404, 68.0% of residents aged 25+ have a high school diploma or higher, and 45.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47404? ▼
The mean commute time for workers in ZIP code 47404 is 18.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47404? ▼
In ZIP code 47404, approximately 57.8% of occupied housing units are owner-occupied and 42.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47404? ▼
The poverty rate in ZIP code 47404 is 16.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.