PlainZIP

Bloomington, IN · standard

ZIP Code 47401

Monroe County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

41,011
191/sq mi
$66,906
Median income
$364,600
Median home value
62.2%
Bachelor's or higher

The verdict

Bloomington pairs a below-median household income with upper-quartile home values, in a rural, mixed-tenure area.

42th pct
household income, US ZIPs
Top 24%
home value, US ZIPs
191
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47401 against every reporting US ZIP.

ZIP code 47401 is a densely settled ZIP (a standard USPS delivery area) in Bloomington, Monroe County, Indiana, with 41,011 residents across 214.7 square miles, a density of 191 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 47401 reports a modest median household income of $66,906 (9% below the Indiana average), while per-capita income is $50,720. Poverty here runs at 19.9%, with unemployment measured at 7.3%. Median home value sits at $364,600 (88% above the state average), median rent at $1,232 a month, and owner-occupancy at 53.3%.

This is a highly-educated ZIP: 62.2% of adults hold a bachelor's degree or higher, the median age is 37.3, and the average commute is 19 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monroe County, so you can benchmark 47401 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 47401

Top 5 sectors by establishment count in Bloomington, IN

Which industries have the most business establishments in ZIP 47401.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47401, Bloomington, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

41,011

Population

214.7

Area (sq mi)

191

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 47401?

37.3

Median Age

49.0%

Male

51.0%

Female

13.5%

Foreign-Born

White 80.3%
African American 2.5%
Asian 11.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.4%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,906

Median Household Income

-9% vs state

$50,720

Per Capita Income

19.9%

Poverty Rate

7.3%

Unemployment Rate

18.9 min

Mean Commute Time

How ZIP 47401 ranks nationally

Bloomington, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,906 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.0%
Bachelor's Degree or Higher 62.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,594

Total Housing Units

19,729

Occupied Units

1,865

Vacant Units

2.00

Avg Household Size

Occupancy Type

Owner 53.3%
Renter 46.7%

$364,600

Median Home Value

+88% vs state

$1,232

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

255

HPI Index (2000 = 100)

+155%

Total Change Since 2000

Home values in ZIP 47401 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +155% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 183
2021 +9.9% 201
2022 +16.3% 233
2023 +3.5% 242
2024 +5.5% 255

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 944 business establishments in ZIP 47401, employing approximately 12,927 people with a combined annual payroll of $510,137,000.

944

Businesses

12,927

Employees

$510.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 152 16.1%
Health care and social assistance 136 14.4%
Accommodation and food services 125 13.2%
Professional, scientific, and technical services 105 11.1%
Other services (except public administration) 89 9.4%
Real estate and rental and leasing 75 7.9%
Finance and insurance 60 6.4%
Administrative and support and waste management and remediation services 48 5.1%
Construction 47 5.0%
Information 21 2.2%
Educational services 21 2.2%
Arts, entertainment, and recreation 17 1.8%
Manufacturing 16 1.7%
Transportation and warehousing 15 1.6%
Wholesale trade 12 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 47401 vs 47458 →

ZIP 47401 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 47401 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 47401 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 47401 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47458 Smithville, IN 36 3.2 mi
47405 Bloomington, IN 4,427 6.7 mi
47406 Bloomington, IN 4,730 7.2 mi
47408 Bloomington, IN 24,776 10.0 mi
47434 Harrodsburg, IN 76 7.2 mi
47436 Heltonville, IN 1,663 9.6 mi
47404 Bloomington, IN 21,026 11.8 mi

More ZIP Codes in Monroe County

47403 standard
Bloomington, IN
Pop: 30,955
47408 standard
Bloomington, IN
Pop: 24,776
47404 standard
Bloomington, IN
Pop: 21,026
47429 standard
Ellettsville, IN
Pop: 7,986
47406 standard
Bloomington, IN
Pop: 4,730
47405 standard
Bloomington, IN
Pop: 4,427

Related Areas

Monroe County Bloomington, IN Indiana

Frequently Asked Questions

What county is ZIP code 47401 in? ▼
ZIP code 47401 (Bloomington) is located in Monroe County, Indiana. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-in.
What is the population of ZIP code 47401? ▼
ZIP code 47401 in Bloomington, IN has a population of 41,011 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47401? ▼
The median household income in ZIP 47401 is $66,906, which is 12% below the national average of $76,288.
What is the average home value in ZIP 47401? ▼
The median home value in ZIP 47401 is $364,600, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 47401? ▼
The largest racial group in ZIP 47401 is White at 80.3%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 47401? ▼
ZIP code 47401 has 944 business establishments employing approximately 12,927 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47401? ▼
The top industries by establishment count in ZIP 47401 are: Retail trade (152), Health care and social assistance (136), Accommodation and food services (125). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 47401? ▼
According to the FHFA House Price Index, home values in ZIP 47401 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 155%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47401? ▼
In ZIP code 47401, 75.0% of residents aged 25+ have a high school diploma or higher, and 62.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47401? ▼
The mean commute time for workers in ZIP code 47401 is 18.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47401? ▼
In ZIP code 47401, approximately 53.3% of occupied housing units are owner-occupied and 46.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47401? ▼
The poverty rate in ZIP code 47401 is 19.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.