ZIP 48328 vs ZIP 48320

Source:

Waterford, MI — Keego Harbor, MI

This side-by-side compares ZIP 48328 (Waterford, MI) and ZIP 48320 (Keego Harbor, MI) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 48328 has a population of 24,960 at 1,066 people per square mile, while ZIP 48320 has 4,589 at 1,619 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 48328 reports a median household income of $72,299 against $78,150 in ZIP 48320, with per-capita income of $47,010 vs $59,318. The share of adults holding a bachelor's degree or higher is 28.7% in 48328 and 47.1% in 48320. Poverty rate reads 11.2% vs 12.1%, and unemployment 5.1% vs 4.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $222,900 in 48328 versus $345,900 in 48320, with median rent of $1,102 and $1,214 per month respectively. Homeownership rate is 66.7% vs 69.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.

Compare different ZIP codes:

vs
Metric
48328
Waterford, MI
48320
Keego Harbor, MI
Population 24,960 4,589
Median Household Income $72,299 $78,150
Per Capita Income $47,010 $59,318
Median Age 43.2 43.2
Bachelor's Degree or Higher 28.7% 47.1%
Poverty Rate 11.2% 12.1%
Unemployment Rate 5.1% 4.7%
Median Home Value $222,900 $345,900
Median Rent (monthly) $1,102 $1,214
Homeownership Rate 66.7% 69.9%
Population Density (per sq mi) 1,066 1,619

Values highlighted in green indicate the better metric where applicable. Source: U.S. Census Bureau ACS 2023.

Full Profile
48328
Waterford, MI
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48320
Keego Harbor, MI
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What are common questions about this comparison?

How do ZIP codes 48328 and 48320 compare?
ZIP 48328 (Waterford, MI) has a population of 24,960 and a median household income of $72,299. ZIP 48320 (Keego Harbor, MI) has a population of 4,589 and a median household income of $78,150.
Which ZIP code has higher income, 48328 or 48320?
ZIP 48320 (Keego Harbor, MI) has a higher median household income of $78,150 compared to $72,299 for ZIP 48328.
How do I compare two ZIP codes on PlainZIP?
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All data sourced from the U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2023).

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Data sourced from official U.S. Census ACS and HUD-USPS ZIP crosswalk data. See our methodology for details. Retrieved and formatted by PlainZIP Editorial.