Residential delivery area · Michigan
ZIP Code 48328: Waterford, MI
ZIP code 48328 uses the postal name Waterford, Michigan and lies entirely in Oakland County (Census 2020 ZIP-county file). About 24,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Waterford's 3 residential ZIP codes. Median household income is $72,299 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Waterford · 3 residential ZIPs
- County
- Oakland County
- Metro area
- Detroit-Warren-Dearborn, MI
- House district
- MI-11 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 8.9 sq mi · 2,741 people per sq mi
Where is ZIP code 48328?
48328 centers on 42.650°, -83.363° and covers 8.9 square miles of land plus 1.8 of water. It borders 6 ZIP codes: 48327, 48329, 48320, 48341, 48340, 48324.
The map draws ZIP code areas only. For the streets inside 48328, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 48328 compare with the rest of Waterford?
| Measure | 48328 | In Waterford | In Oakland County | In MI |
|---|---|---|---|---|
| People (ACS 2020-2024) | 24,478 | 2nd of 3 | 23rd of 71 | 143rd of 992 |
| Median household income | $72k | 3rd of 3 | 60th of 70 | 365th of 774 |
| Median home value | $223k | 3rd of 3 | 64th of 71 | 326th of 779 |
Its median household income is higher than in 50% of U.S. residential ZIP codes, and it is denser than 88% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 48328?
The 2020 Census counted 24,178 people in 48328; the ACS, which samples households over 2020-2024, estimates 24,478. Between the 2010 and 2020 censuses its population fell 3.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 24,478
- 2020 Census count
- 24,178−3.1% since 2010 (24,960)
- Households
- 11,215
- Median age
- 43.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 48328?
Of the 24,478 people the ACS estimates in 48328, 18.2% are under 18 and 18.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (74.8%).
- Under 1818.2%
- 18 to 6463.2%
- 65 and older18.6%
- White, not Hispanic74.8%
- Black, not Hispanic8.9%
- Hispanic or Latino8.4%
- Other or two or more7.0%
- Asian, not Hispanic0.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 48328 earn?
Median household income is $72,299 (ACS 2020-2024), the 60th highest of the 70 ranked ZIP codes in Oakland County. It is not measurably different from 2015-2019 ($67,277 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $72,299
- Income per person
- $47,010
- Below the poverty line
- 11.2%
- Unemployed (of the labor force)
- 5.1%
- Adults 25+ with a bachelor's degree
- 28.7%
- Adjusted gross income per tax return, 2022
- $69,76712,460 returns; wages 69% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 48328?
FHFA's house price index for 48328, built from repeat sales and appraisals of the same homes, rose 98% from 2015 to 2025 and rose 43% from 2020 to 2025, and moved +4.5% in 2025.
- Median home value (owners' estimate)
- $222,900
- Median gross rent
- $1,102
- Homes owned by their occupants
- 66.7%
- Housing units
- 11,881
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 48328?
593 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade99
- Health care and social assistance91
- Accommodation and food services70
- Other services (except public administration)64
- Professional, scientific, and technical services49
- Construction48
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 48328?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 48327 | Waterford | 20,960 | $75k | 2.5 mi |
| 48329 | Waterford | 24,715 | $86k | 2.9 mi |
| 48320 | Keego Harbor | 4,277 | $78k | 2.9 mi |
| 48341 | Pontiac | 18,924 | $51k | 4.0 mi |
| 48340 | Pontiac | 25,669 | $48k | 4.1 mi |
| 48324 | West Bloomfield | 17,098 | $142k | 4.1 mi |
| 48342 | Pontiac | 17,564 | $35k | 4.5 mi (near) |
| 48323 | West Bloomfield | 17,235 | $145k | 5.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.