PlainZIP

Waterford, MI

Single-footprint Census roll-up for Waterford, MI: 3 USPS ZIPs, population 71,528. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet WATERFORD-MI · Waterford, MI 3 ZIPs · 71,528 pop · #10143/25278 · Oakland County

INC-HIGH · RANK-MID · ABOVE-PEER · BOOK-FEW · OWN-MID · POP-SMALL · SPREAD-TIGHT · HOME-MID

  • INC-HIGH $77,599
  • RANK-MID #10143/25278
  • ABOVE-PEER over Southfield
  • BOOK-FEW 3 ZIPs
  • OWN-MID 76% owners
  • POP-SMALL 71,528
  • SPREAD-TIGHT 48328→48329
  • HOME-MID $250,400

Nearest income peer: Southfield, MI ( $7,750 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Waterford

Lowest/highest poles plus county-sharing cities nearest Waterford on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Waterford, MI sits among US cities with an above-median household income, on a small-city population base, across a handful of delivery areas.

Top 40%
household income vs 25,278 US cities
71,528
city population (Census)
3
USPS ZIP codes covered
$77,599
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Above-median income on a short ZIP list (3) - lead code 48329 (25,009 residents). Household income $77,599 is the roll-up; open the ZIP for tenure and commute.

Owner-occupancy sits in a mixed band (76.1%) - check the ZIP page's tenure split before treating Waterford as a pure owner town.

Within Michigan, Spalding is the closest lower-income city and Charlevoix the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Waterford.

Within-city ZIP comparison

Where the ZIP codes inside Waterford differ

The published income range is comparatively compact across the ZIPs in Waterford: $72,299 in ZIP 48328 to $85,709 in 48329. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.2×

48328 to 48329

Home-value high-to-low ratio
1.2×

48328 to 48329

Poverty-rate spread
4.5 points

48329 to 48328

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Waterford residents split across a short ZIP set

No ZIP owns Waterford: the largest, 48329, is only about 35% of 71,528 residents across 3 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.

Census ZBP business roll-up

Balanced ZBP roll-up inside compact Waterford

Citywide ZBP: 1,560 establishments, 15,072 employees , annual payroll $729,481k (~22 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 48328 (593 units) ; leading NAICS Retail trade (252) · also Health care and social assistance · Other services (except public administration) .

View your shortlist →

ZIP Codes in Waterford, MI

These ZIP codes sit in Oakland County, which covers 66 ZIP codes in all; 3 of them fall in Waterford. See the Oakland County roll-up →

Waterford sits in the lower half of Oakland County on income: Rochester, Farmington and Troy report more, Southfield and Pontiac report less. Bloomfield Hills marks the far end of that range at $162,817, 110% above Waterford.

Side-by-side: Compare 48329 vs 48328 →

ZIP Code Population Median income Establishments Density
48329 25,009 $85,709 506 947
48328 24,960 $72,299 593 1,066
48327 21,559 $74,788 461 734
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Waterford roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Waterford, .