Pontiac, MI · standard
ZIP Code 48342
Oakland County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,407
- 1,240/sq mi High-density area
- $35,253
- Median income Below-median income area
- $101,300
- Median home value Below-median home value
- 10.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Pontiac pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 3rd pct
- household income, US ZIPs
- 10th pct
- home value, US ZIPs
- 1,240
- people per sq mi
- 41%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48342 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48342 (Pontiac, MI) rose +18.0% from 2023 to 2024. The all-transactions index moved from 145.8 in 2023 to 172.0 in 2024 (2000 = 100).
ZIP code 48342 is a mid-sized community (a standard USPS delivery area) in Pontiac, Oakland County, Michigan, home to 18,407 residents across 14.8 square miles, a density of 1,240 people per square mile, in the Detroit time zone.
ZIP 48342 sits on the lower end of the income spectrum: median household income is $35,253 (52% below the average Michigan ZIP), while per-capita income is $21,373. Economic pressure is pronounced: 31.7% of residents are below the poverty line and unemployment is 13.0%. Home values sit below the statewide ZIP benchmark: the median is $101,300 (54% below the average Michigan ZIP), and median rent is $999; owner occupancy is 40.5%.
Formal educational attainment runs low here: just 10.2% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Oakland County, so 48342 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48342
Top 5 sectors by establishment count in Pontiac, MI
Which industries have the most business establishments in ZIP 48342.
- Retail trade
Retail trade
52 establishments
- Health care and social assistance
Health care and social assistance
52 establishments
- Other services (except public administration)
Other services (except public administration)
34 establishments
- Construction
Construction
32 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48342, Pontiac, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,407
Population
14.8
Area (sq mi)
1,240
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48342?
37.0
Median Age
53.4%
Male
46.6%
Female
11.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$35,253
Median Household Income
-52% vs state ZIP avg
$21,373
Per Capita Income
31.7%
Poverty Rate
13.0%
Unemployment Rate
19.9 min
Mean Commute Time
How ZIP 48342 ranks among Michigan ZIPs
Pontiac, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$35,253 2nd percentile higher than 2% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,784housing units
7,784
Total Housing Units
6,878
Occupied Units
906
Vacant Units
2.52
Avg Household Size
Occupancy Type
$101,300
Median Home Value
-54% vs state ZIP avg
$999
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.0%
YoY Change (2024)
172
HPI Index (2000 = 100)
+72%
Total Change Since 2000
Home values in ZIP 48342 have increased 18.0% over the past year (2024). Since 2000, this ZIP has seen +72% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.1% | 105 |
| 2021 | +23.1% | 129 |
| 2022 | +16.0% | 150 |
| 2023 | -2.5% | 146 |
| 2024 | +18.0% | 172 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 318 business establishments in ZIP 48342, employing approximately 6,412 people with a combined annual payroll of $383,603,000.
318
Businesses
6,412
Employees
$383.6M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 52 | 16.4% |
| Health care and social assistance | 52 | 16.4% |
| Other services (except public administration) | 34 | 10.7% |
| Construction | 32 | 10.1% |
| Professional, scientific, and technical services | 26 | 8.2% |
| Administrative and support and waste management and remediation services | 21 | 6.6% |
| Wholesale trade | 18 | 5.7% |
| Accommodation and food services | 18 | 5.7% |
| Manufacturing | 17 | 5.3% |
| Real estate and rental and leasing | 13 | 4.1% |
| Information | 11 | 3.5% |
| Transportation and warehousing | 9 | 2.8% |
| Arts, entertainment, and recreation | 7 | 2.2% |
| Finance and insurance | 6 | 1.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48342 vs 48341 →
ZIP 48342 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48309
Rochester (48309)
29,135 residents
- 48328
Waterford (48328)
24,960 residents
- 48340
Pontiac (48340)
24,307 residents
- 48326
Auburn Hills (48326)
20,298 residents
- 48342
Pontiac (48342)
18,407 residents
- 48341
Pontiac (48341)
17,139 residents
- 48304
Bloomfield Hills (48304)
16,009 residents
- 48302
Bloomfield Hills (48302)
15,360 residents
- 48301
Bloomfield Hills (48301)
14,127 residents
What this shows Among its immediate neighbors, ZIP 48342 ranks #5 by population - useful context the national average alone can't give.
ZIP 48342 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48302
Bloomfield Hills (48302)
$178,103 median income
- 48301
Bloomfield Hills (48301)
$167,143 median income
- 48304
Bloomfield Hills (48304)
$143,204 median income
- 48309
Rochester (48309)
$121,007 median income
- 48359
Lake Orion (48359)
$93,125 median income
- 48326
Auburn Hills (48326)
$85,190 median income
- 48320
Keego Harbor (48320)
$78,150 median income
- 48328
Waterford (48328)
$72,299 median income
- 48341 $51,390
Pontiac (48341)
$51,390 median income
What this shows By household income, ZIP 48342 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48341 | Pontiac, MI | 17,139 | 1.6 mi |
| 48340 | Pontiac, MI | 24,307 | 2.1 mi |
| 48326 | Auburn Hills, MI | 20,298 | 2.5 mi |
| 48302 | Bloomfield Hills, MI | 15,360 | 4.1 mi |
| 48328 | Waterford, MI | 24,960 | 4.2 mi |
| 48359 | Lake Orion, MI | 8,044 | 5.4 mi |
| 48320 | Keego Harbor, MI | 4,589 | 3.9 mi |
| 48304 | Bloomfield Hills, MI | 16,009 | 4.3 mi |
| 48309 | Rochester, MI | 29,135 | 4.7 mi |
| 48301 | Bloomfield Hills, MI | 14,127 | 6.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48342, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,407 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Oakland County
Related Areas
Frequently Asked Questions
What county is ZIP code 48342 in?
ZIP code 48342 (Pontiac) is located in Oakland County, Michigan. Oakland County contains multiple ZIP codes, see the full list at /counties/oakland-mi.
What is the population of ZIP code 48342?
ZIP code 48342 in Pontiac, MI has a population of 18,407 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48342?
The median household income in ZIP 48342 is $35,253, which is 54% below the national average of $76,288.
What is the average home value in ZIP 48342?
The median home value in ZIP 48342 is $101,300, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 48342?
The largest racial group in ZIP 48342 is African American at 51.1%. Hispanic or Latino residents make up 21.8% of the population.
How many businesses are in ZIP code 48342?
ZIP code 48342 has 318 business establishments employing approximately 6,412 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48342?
The top industries by establishment count in ZIP 48342 are: Retail trade (52), Health care and social assistance (52), Other services (except public administration) (34). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 48342?
According to the FHFA House Price Index, home values in ZIP 48342 increased by 18.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 72%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48342?
In ZIP code 48342, 49.8% of residents aged 25+ have a high school diploma or higher, and 10.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48342?
The mean commute time for workers in ZIP code 48342 is 19.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48342?
In ZIP code 48342, approximately 40.5% of occupied housing units are owner-occupied and 59.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48342?
The poverty rate in ZIP code 48342 is 31.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48342's numbers, next.
- See how ZIP 48342 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pontiac, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.