Bloomfield Hills, MI · standard

ZIP Code 48304

Oakland County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,009
547/sq mi
$143,204
Median income
$494,600
Median home value
75.7%
Bachelor's or higher

The verdict

Bloomfield Hills pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 13%
home value, US ZIPs
547
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48304 against every reporting US ZIP.

ZIP code 48304 is a mid-sized community (a standard USPS delivery area) in Bloomfield Hills, Oakland County, Michigan, home to 16,009 residents across 29.3 square miles, a density of 547 people per square mile, in the Detroit time zone.

ZIP 48304 skews affluent, with a median household income of $143,204 (95% above the Michigan average), while per-capita income is $89,749. 2.9% of residents live below the poverty line, and the unemployment rate reads 1.8%. The typical home here is valued at $494,600 (125% above the state average); renters pay a median of $1,468 monthly, and 88.7% of units are owner-occupied.

This is a highly-educated ZIP: 75.7% of adults hold a bachelor's degree or higher, the median age is 49, and the average commute is 22 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 48304, plus 6 more within Oakland County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48304

Top 5 sectors by establishment count in Bloomfield Hills, MI

Which industries have the most business establishments in ZIP 48304.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48304, Bloomfield Hills, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,009

Population

29.3

Area (sq mi)

547

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48304?

49.0

Median Age

45.7%

Male

54.3%

Female

17.7%

Foreign-Born

White 76.0%
African American 5.0%
Asian 11.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.8%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$143,204

Median Household Income

+95% vs state

$89,749

Per Capita Income

2.9%

Poverty Rate

1.8%

Unemployment Rate

21.7 min

Mean Commute Time

How ZIP 48304 ranks nationally

Bloomfield Hills, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$143,204 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.3%
Bachelor's Degree or Higher 75.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,245

Total Housing Units

6,788

Occupied Units

457

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 88.7%
Renter 11.3%

$494,600

Median Home Value

+125% vs state

$1,468

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.1%

YoY Change (2024)

163

HPI Index (2000 = 100)

+63%

Total Change Since 2000

Home values in ZIP 48304 have increased 13.1% over the past year (2024). Since 2000, this ZIP has seen +63% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.5% 120
2021 +8.0% 130
2022 +8.1% 140
2023 +2.9% 144
2024 +13.1% 163

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 710 business establishments in ZIP 48304, employing approximately 9,411 people with a combined annual payroll of $896,201,000.

710

Businesses

9,411

Employees

$896.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 207 29.1%
Health care and social assistance 106 14.9%
Finance and insurance 105 14.8%
Real estate and rental and leasing 49 6.9%
Administrative and support and waste management and remediation services 40 5.6%
Construction 39 5.5%
Accommodation and food services 30 4.2%
Wholesale trade 27 3.8%
Retail trade 25 3.5%
Other services (except public administration) 25 3.5%
Manufacturing 11 1.6%
Educational services 11 1.6%
Arts, entertainment, and recreation 9 1.3%
Information 8 1.1%
Management of companies and enterprises 7 1.0%
Transportation and warehousing 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48304 vs 48009 →

ZIP 48304 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48304 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48304 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48304 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48009 Birmingham, MI 20,107 3.1 mi
48302 Bloomfield Hills, MI 15,360 3.1 mi
48098 Troy, MI 19,582 2.9 mi
48084 Troy, MI 14,231 3.5 mi
48301 Bloomfield Hills, MI 14,127 3.9 mi
48076 Southfield, MI 25,386 6.2 mi
48342 Pontiac, MI 18,407 4.3 mi
48025 Franklin, MI 14,543 4.9 mi
48341 Pontiac, MI 17,139 4.2 mi
48326 Auburn Hills, MI 20,298 6.2 mi

More ZIP Codes in Oakland County

Frequently Asked Questions

What county is ZIP code 48304 in?
ZIP code 48304 (Bloomfield Hills) is located in Oakland County, Michigan. Oakland County contains multiple ZIP codes, see the full list at /counties/oakland-mi.
What is the population of ZIP code 48304?
ZIP code 48304 in Bloomfield Hills, MI has a population of 16,009 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48304?
The median household income in ZIP 48304 is $143,204, which is 88% above the national average of $76,288.
What is the average home value in ZIP 48304?
The median home value in ZIP 48304 is $494,600, which is 78% above the national average of $278,155.
What is the demographic makeup of ZIP 48304?
The largest racial group in ZIP 48304 is White at 76.0%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 48304?
ZIP code 48304 has 710 business establishments employing approximately 9,411 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48304?
The top industries by establishment count in ZIP 48304 are: Professional, scientific, and technical services (207), Health care and social assistance (106), Finance and insurance (105). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48304?
According to the FHFA House Price Index, home values in ZIP 48304 increased by 13.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 63%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48304?
In ZIP code 48304, 83.3% of residents aged 25+ have a high school diploma or higher, and 75.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48304?
The mean commute time for workers in ZIP code 48304 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48304?
In ZIP code 48304, approximately 88.7% of occupied housing units are owner-occupied and 11.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48304?
The poverty rate in ZIP code 48304 is 2.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.