PlainZIP

Pontiac, MI · standard

ZIP Code 48340

Oakland County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,307
1,251/sq mi
$47,891
Median income
$119,900
Median home value
13.9%
Bachelor's or higher

The verdict

Pontiac pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

12th pct
household income, US ZIPs
16th pct
home value, US ZIPs
1,251
people per sq mi
46%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48340 against every reporting US ZIP.

ZIP code 48340 is a densely settled ZIP (a standard USPS delivery area) in Pontiac, Oakland County, Michigan, with 24,307 residents across 19.4 square miles, a density of 1,251 people per square mile, in the Detroit time zone.

ZIP 48340 reports a modest median household income of $47,891 (35% below the Michigan average), while per-capita income is $26,623. The poverty rate stands at 21.4% and the unemployment rate at 10.0%. Housing costs here run $119,900 for a typical home value (45% below the state average), with rent averaging $1,135 a month; 45.7% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.9% of adults hold a bachelor's degree or higher, the median age is 34.6, and the average commute is 21 minutes. To put 48340 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Oakland County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48340

Top 5 sectors by establishment count in Pontiac, MI

Which industries have the most business establishments in ZIP 48340.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48340, Pontiac, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,307

Population

19.4

Area (sq mi)

1,251

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48340?

34.6

Median Age

47.7%

Male

52.3%

Female

14.3%

Foreign-Born

White 29.0%
African American 30.0%
Asian 5.1%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 26.9%
Hispanic or Latino 33.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,891

Median Household Income

-35% vs state

$26,623

Per Capita Income

21.4%

Poverty Rate

10.0%

Unemployment Rate

21.4 min

Mean Commute Time

How ZIP 48340 ranks nationally

Pontiac, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,891 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 13.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,088

Total Housing Units

11,037

Occupied Units

1,051

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 45.7%
Renter 54.3%

$119,900

Median Home Value

-45% vs state

$1,135

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

167

HPI Index (2000 = 100)

+67%

Total Change Since 2000

Home values in ZIP 48340 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +67% cumulative appreciation.

Year Annual Change HPI Index
2020 +16.9% 108
2021 +10.8% 120
2022 +12.9% 136
2023 +19.0% 161
2024 +3.7% 167

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 326 business establishments in ZIP 48340, employing approximately 6,764 people with a combined annual payroll of $491,317,000.

326

Businesses

6,764

Employees

$491.3M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 64 19.6%
Other services (except public administration) 46 14.1%
Accommodation and food services 36 11.0%
Administrative and support and waste management and remediation services 29 8.9%
Construction 27 8.3%
Health care and social assistance 20 6.1%
Transportation and warehousing 19 5.8%
Real estate and rental and leasing 17 5.2%
Manufacturing 16 4.9%
Information 14 4.3%
Wholesale trade 13 4.0%
Finance and insurance 12 3.7%
Professional, scientific, and technical services 9 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48340 vs 48326 →

ZIP 48340 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48340 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48340 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48340 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48326 Auburn Hills, MI 20,298 1.9 mi
48342 Pontiac, MI 18,407 2.1 mi
48341 Pontiac, MI 17,139 3.0 mi
48359 Lake Orion, MI 8,044 3.6 mi
48302 Bloomfield Hills, MI 15,360 5.9 mi
48328 Waterford, MI 24,960 3.8 mi
48360 Lake Orion, MI 11,651 5.5 mi
48320 Keego Harbor, MI 4,589 4.7 mi
48329 Waterford, MI 25,009 5.1 mi
48309 Rochester, MI 29,135 5.5 mi

More ZIP Codes in Oakland County

48307 standard
Rochester, MI
Pop: 41,369
48073 standard
Royal Oak, MI
Pop: 32,798
48322 standard
West Bloomfield, MI
Pop: 31,265
48071 standard
Madison Heights, MI
Pop: 29,694
48237 standard
Oak Park, MI
Pop: 29,319
48309 standard
Rochester, MI
Pop: 29,135

Related Areas

Oakland County Pontiac, MI Michigan

Frequently Asked Questions

What county is ZIP code 48340 in? ▼
ZIP code 48340 (Pontiac) is located in Oakland County, Michigan. Oakland County contains multiple ZIP codes, see the full list at /counties/oakland-mi.
What is the population of ZIP code 48340? ▼
ZIP code 48340 in Pontiac, MI has a population of 24,307 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48340? ▼
The median household income in ZIP 48340 is $47,891, which is 37% below the national average of $76,288.
What is the average home value in ZIP 48340? ▼
The median home value in ZIP 48340 is $119,900, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 48340? ▼
The largest racial group in ZIP 48340 is African American at 30.0%. Hispanic or Latino residents make up 33.0% of the population.
How many businesses are in ZIP code 48340? ▼
ZIP code 48340 has 326 business establishments employing approximately 6,764 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48340? ▼
The top industries by establishment count in ZIP 48340 are: Retail trade (64), Other services (except public administration) (46), Accommodation and food services (36). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 48340? ▼
According to the FHFA House Price Index, home values in ZIP 48340 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 67%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48340? ▼
In ZIP code 48340, 54.0% of residents aged 25+ have a high school diploma or higher, and 13.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48340? ▼
The mean commute time for workers in ZIP code 48340 is 21.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48340? ▼
In ZIP code 48340, approximately 45.7% of occupied housing units are owner-occupied and 54.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48340? ▼
The poverty rate in ZIP code 48340 is 21.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.