PlainZIP

Rochester, MI · standard

ZIP Code 48309

Oakland County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

29,135
728/sq mi
$121,007
Median income
$424,600
Median home value
64.4%
Bachelor's or higher

The verdict

Rochester pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 18%
home value, US ZIPs
728
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48309 against every reporting US ZIP.

ZIP code 48309 is a densely settled ZIP (a standard USPS delivery area) in Rochester, Oakland County, Michigan, with 29,135 residents across 40.0 square miles, a density of 728 people per square mile, in the Detroit time zone.

ZIP 48309 skews affluent, with a median household income of $121,007 (65% above the Michigan average), while per-capita income is $58,544. 5.5% of residents live below the poverty line, and the unemployment rate reads 4.2%. Housing costs here run $424,600 for a typical home value (93% above the state average), with rent averaging $1,686 a month; 80.7% of homes are owner-occupied.

This is a highly-educated ZIP: 64.4% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 23 minutes. To put 48309 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Oakland County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48309

Top 5 sectors by establishment count in Rochester, MI

Which industries have the most business establishments in ZIP 48309.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48309, Rochester, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

29,135

Population

40.0

Area (sq mi)

728

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48309?

42.5

Median Age

49.1%

Male

50.9%

Female

18.1%

Foreign-Born

White 75.1%
African American 4.1%
Asian 12.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$121,007

Median Household Income

+65% vs state

$58,544

Per Capita Income

5.5%

Poverty Rate

4.2%

Unemployment Rate

22.6 min

Mean Commute Time

How ZIP 48309 ranks nationally

Rochester, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$121,007 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.4%
Bachelor's Degree or Higher 64.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,847

Total Housing Units

11,278

Occupied Units

569

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 80.7%
Renter 19.3%

$424,600

Median Home Value

+93% vs state

$1,686

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.3%

YoY Change (2024)

181

HPI Index (2000 = 100)

+81%

Total Change Since 2000

Home values in ZIP 48309 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +81% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 130
2021 +9.2% 142
2022 +9.8% 156
2023 +9.0% 170
2024 +6.3% 181

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 882 business establishments in ZIP 48309, employing approximately 16,075 people with a combined annual payroll of $1,138,940,000.

882

Businesses

16,075

Employees

$1.1B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 111 12.6%
Health care and social assistance 106 12.0%
Retail trade 99 11.2%
Manufacturing 91 10.3%
Accommodation and food services 77 8.7%
Construction 72 8.2%
Wholesale trade 72 8.2%
Other services (except public administration) 72 8.2%
Administrative and support and waste management and remediation services 48 5.4%
Finance and insurance 34 3.9%
Real estate and rental and leasing 30 3.4%
Arts, entertainment, and recreation 23 2.6%
Transportation and warehousing 17 1.9%
Information 14 1.6%
Management of companies and enterprises 9 1.0%
Educational services 6 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48309 vs 48307 →

ZIP 48309 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48309 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48309 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48309 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48307 Rochester, MI 41,369 3.1 mi
48098 Troy, MI 19,582 4.1 mi
48326 Auburn Hills, MI 20,298 3.7 mi
48306 Rochester, MI 26,691 4.8 mi
48084 Troy, MI 14,231 6.8 mi
48342 Pontiac, MI 18,407 4.7 mi
48340 Pontiac, MI 24,307 5.5 mi
48085 Troy, MI 24,660 5.2 mi
48304 Bloomfield Hills, MI 16,009 5.5 mi
48363 Oakland, MI 4,978 8.0 mi

More ZIP Codes in Oakland County

48307 standard
Rochester, MI
Pop: 41,369
48073 standard
Royal Oak, MI
Pop: 32,798
48322 standard
West Bloomfield, MI
Pop: 31,265
48071 standard
Madison Heights, MI
Pop: 29,694
48237 standard
Oak Park, MI
Pop: 29,319
48306 standard
Rochester, MI
Pop: 26,691

Related Areas

Oakland County Rochester, MI Michigan

Frequently Asked Questions

What county is ZIP code 48309 in? ▼
ZIP code 48309 (Rochester) is located in Oakland County, Michigan. Oakland County contains multiple ZIP codes, see the full list at /counties/oakland-mi.
What is the population of ZIP code 48309? ▼
ZIP code 48309 in Rochester, MI has a population of 29,135 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48309? ▼
The median household income in ZIP 48309 is $121,007, which is 59% above the national average of $76,288.
What is the average home value in ZIP 48309? ▼
The median home value in ZIP 48309 is $424,600, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 48309? ▼
The largest racial group in ZIP 48309 is White at 75.1%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 48309? ▼
ZIP code 48309 has 882 business establishments employing approximately 16,075 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48309? ▼
The top industries by establishment count in ZIP 48309 are: Professional, scientific, and technical services (111), Health care and social assistance (106), Retail trade (99). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48309? ▼
According to the FHFA House Price Index, home values in ZIP 48309 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 81%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48309? ▼
In ZIP code 48309, 78.4% of residents aged 25+ have a high school diploma or higher, and 64.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48309? ▼
The mean commute time for workers in ZIP code 48309 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48309? ▼
In ZIP code 48309, approximately 80.7% of occupied housing units are owner-occupied and 19.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48309? ▼
The poverty rate in ZIP code 48309 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.