ZIP 49076 vs ZIP 48813

This side-by-side compares ZIP 49076 (Olivet, MI) and ZIP 48813 (Charlotte, MI) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 49076 has a population of 4,589 at 32 people per square mile, while ZIP 48813 has 21,182 at 48 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 49076 reports a median household income of $74,440 against $80,429 in ZIP 48813, with per-capita income of $32,429 vs $35,989. The share of adults holding a bachelor's degree or higher is 22.8% in 49076 and 19.0% in 48813. Poverty rate reads 8.7% vs 8.1%, and unemployment 8.0% vs 3.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $200,600 in 49076 versus $192,800 in 48813, with median rent of $908 and $957 per month respectively. Homeownership rate is 80.3% vs 80.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.