PlainZIP

Olivet, MI · standard

ZIP Code 49076

Eaton County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,589
32/sq mi
$74,440
Median income
$200,600
Median home value
22.8%
Bachelor's or higher

The verdict

Olivet pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 46%
household income, US ZIPs
44th pct
home value, US ZIPs
32
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49076 against every reporting US ZIP.

ZIP code 49076 covers 144.8 square miles in Olivet, Eaton County, Michigan (a standard USPS delivery area), with a modest 4,589 residents on file, a density of 32 people per square mile, in the Detroit time zone.

ZIP 49076 lands in the middle-income range, with a median household income of $74,440 (1% above the Michigan average), while per-capita income is $32,429. 8.7% of residents live below the poverty line, and the unemployment rate reads 8.0%. Housing costs here run $200,600 for a typical home value (9% below the state average), with rent averaging $908 a month; 80.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.8% of adults hold a bachelor's degree or higher, the median age is 31.9, and the average commute is 24 minutes. To put 49076 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Eaton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49076

Top 5 sectors by establishment count in Olivet, MI

Which industries have the most business establishments in ZIP 49076.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49076, Olivet, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,589

Population

144.8

Area (sq mi)

32

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49076?

31.9

Median Age

54.2%

Male

45.8%

Female

2.4%

Foreign-Born

White 86.0%
African American 6.8%
Asian 0.2%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 4.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,440

Median Household Income

+1% vs state

$32,429

Per Capita Income

8.7%

Poverty Rate

8.0%

Unemployment Rate

24.3 min

Mean Commute Time

How ZIP 49076 ranks nationally

Olivet, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,440 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.1%
Bachelor's Degree or Higher 22.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,545

Total Housing Units

1,475

Occupied Units

70

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 80.3%
Renter 19.7%

$200,600

Median Home Value

-9% vs state

$908

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.8%

YoY Change (2024)

175

HPI Index (2000 = 100)

+75%

Total Change Since 2000

Home values in ZIP 49076 have increased 9.8% over the past year (2024). Since 2000, this ZIP has seen +75% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.0% 122
2021 +10.6% 135
2022 +29.0% 174
2023 -8.4% 160
2024 +9.8% 175

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 59 business establishments in ZIP 49076, employing approximately 909 people with a combined annual payroll of $31,959,000.

59

Businesses

909

Employees

$32.0M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 10 16.9%
Construction 8 13.6%
Retail trade 7 11.9%
Health care and social assistance 6 10.2%
Accommodation and food services 6 10.2%
Manufacturing 4 6.8%
Transportation and warehousing 4 6.8%
Finance and insurance 3 5.1%
Professional, scientific, and technical services 3 5.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49076 vs 48813 →

ZIP Code City Population Distance
48813 Charlotte, MI 21,182 10.5 mi

More ZIP Codes in Eaton County

48917 standard
Lansing, MI
Pop: 32,062
48813 standard
Charlotte, MI
Pop: 21,182
48837 standard
Grand Ledge, MI
Pop: 18,926
48827 standard
Eaton Rapids, MI
Pop: 15,971
49021 standard
Bellevue, MI
Pop: 6,182
48821 standard
Dimondale, MI
Pop: 5,836

Related Areas

Eaton County Olivet, MI Michigan

Frequently Asked Questions

What county is ZIP code 49076 in? ▼
ZIP code 49076 (Olivet) is located in Eaton County, Michigan. Eaton County contains multiple ZIP codes, see the full list at /counties/eaton-mi.
What is the population of ZIP code 49076? ▼
ZIP code 49076 in Olivet, MI has a population of 4,589 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49076? ▼
The median household income in ZIP 49076 is $74,440, which is 2% below the national average of $76,288.
What is the average home value in ZIP 49076? ▼
The median home value in ZIP 49076 is $200,600, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 49076? ▼
The largest racial group in ZIP 49076 is White at 86.0%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 49076? ▼
ZIP code 49076 has 59 business establishments employing approximately 909 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49076? ▼
The top industries by establishment count in ZIP 49076 are: Other services (except public administration) (10), Construction (8), Retail trade (7). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 49076? ▼
According to the FHFA House Price Index, home values in ZIP 49076 increased by 9.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 75%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49076? ▼
In ZIP code 49076, 58.1% of residents aged 25+ have a high school diploma or higher, and 22.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49076? ▼
The mean commute time for workers in ZIP code 49076 is 24.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49076? ▼
In ZIP code 49076, approximately 80.3% of occupied housing units are owner-occupied and 19.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49076? ▼
The poverty rate in ZIP code 49076 is 8.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.