Eaton Rapids, MI · standard
ZIP Code 48827
Eaton County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,971
- 55/sq mi Moderate-density area
- $78,257
- Median income Near-median income area
- $217,500
- Median home value Near-median home value
- 20.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Eaton Rapids pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 40%
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 55
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48827 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48827 (Eaton Rapids, MI) rose +11.6% from 2023 to 2024. The all-transactions index moved from 161.0 in 2023 to 179.7 in 2024 (2000 = 100).
ZIP code 48827 is a mid-sized community (a standard USPS delivery area) in Eaton Rapids, Eaton County, Michigan, home to 15,971 residents across 289.3 square miles, a density of 55 people per square mile, in the Detroit time zone.
ZIP 48827 lands in the middle-income range, with a median household income of $78,257 (7% above the average Michigan ZIP), while per-capita income is $35,739. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.5% and unemployment is 3.9%. Median home value is $217,500 (1% below the average Michigan ZIP) and median rent is $989; 83.8% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 27 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Eaton County, so 48827 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48827
Top 5 sectors by establishment count in Eaton Rapids, MI
Which industries have the most business establishments in ZIP 48827.
- Construction
Construction
41 establishments
- Other services (except public administration)
Other services (except public administration)
32 establishments
- Retail trade
Retail trade
28 establishments
- Health care and social assistance
Health care and social assistance
23 establishments
- Accommodation and food services
Accommodation and food services
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48827, Eaton Rapids, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,971
Population
289.3
Area (sq mi)
55
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48827?
41.7
Median Age
49.1%
Male
50.9%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,257
Median Household Income
+7% vs state ZIP avg
$35,739
Per Capita Income
7.5%
Poverty Rate
3.9%
Unemployment Rate
26.9 min
Mean Commute Time
How ZIP 48827 ranks among Michigan ZIPs
Eaton Rapids, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,257 Top 33% higher than 67% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,635housing units
6,635
Total Housing Units
6,207
Occupied Units
428
Vacant Units
2.53
Avg Household Size
Occupancy Type
$217,500
Median Home Value
-1% vs state ZIP avg
$989
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.6%
YoY Change (2024)
180
HPI Index (2000 = 100)
+80%
Total Change Since 2000
Home values in ZIP 48827 have increased 11.6% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 127 |
| 2021 | +11.5% | 141 |
| 2022 | +8.9% | 154 |
| 2023 | +4.6% | 161 |
| 2024 | +11.6% | 180 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 239 business establishments in ZIP 48827, employing approximately 2,514 people with a combined annual payroll of $115,253,000.
239
Businesses
2,514
Employees
$115.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 41 | 17.1% |
| Other services (except public administration) | 32 | 13.4% |
| Retail trade | 28 | 11.7% |
| Health care and social assistance | 23 | 9.6% |
| Accommodation and food services | 22 | 9.2% |
| Professional, scientific, and technical services | 18 | 7.5% |
| Manufacturing | 16 | 6.7% |
| Real estate and rental and leasing | 14 | 5.9% |
| Finance and insurance | 13 | 5.4% |
| Administrative and support and waste management and remediation services | 13 | 5.4% |
| Wholesale trade | 6 | 2.5% |
| Information | 4 | 1.7% |
| Educational services | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48827 vs 48821 →
ZIP 48827 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48842
Holt (48842)
20,432 residents
- 48827
Eaton Rapids (48827)
15,971 residents
- 48821 5,836
Dimondale (48821)
5,836 residents
- 48876 4,014
Potterville (48876)
4,014 residents
- 49284 3,028
Springport (49284)
3,028 residents
- 49264 1,992
Onondaga (49264)
1,992 residents
What this shows Among its immediate neighbors, ZIP 48827 ranks #2 by population - useful context the national average alone can't give.
ZIP 48827 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48821
Dimondale (48821)
$107,440 median income
- 49264
Onondaga (49264)
$92,188 median income
- 48842
Holt (48842)
$88,340 median income
- 48827
Eaton Rapids (48827)
$78,257 median income
- 48876
Potterville (48876)
$74,594 median income
- 49284
Springport (49284)
$57,500 median income
What this shows By household income, ZIP 48827 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48827, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,971 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Eaton County
Related Areas
Frequently Asked Questions
What county is ZIP code 48827 in?
ZIP code 48827 (Eaton Rapids) is located in Eaton County, Michigan. Eaton County contains multiple ZIP codes, see the full list at /counties/eaton-mi.
What is the population of ZIP code 48827?
ZIP code 48827 in Eaton Rapids, MI has a population of 15,971 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48827?
The median household income in ZIP 48827 is $78,257, which is 3% above the national average of $76,288.
What is the average home value in ZIP 48827?
The median home value in ZIP 48827 is $217,500, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 48827?
The largest racial group in ZIP 48827 is White at 90.1%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 48827?
ZIP code 48827 has 239 business establishments employing approximately 2,514 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48827?
The top industries by establishment count in ZIP 48827 are: Construction (41), Other services (except public administration) (32), Retail trade (28). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 48827?
According to the FHFA House Price Index, home values in ZIP 48827 increased by 11.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48827?
In ZIP code 48827, 52.7% of residents aged 25+ have a high school diploma or higher, and 20.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48827?
The mean commute time for workers in ZIP code 48827 is 26.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48827?
In ZIP code 48827, approximately 83.8% of occupied housing units are owner-occupied and 16.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48827?
The poverty rate in ZIP code 48827 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48827's numbers, next.
- See how ZIP 48827 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Eaton Rapids, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.