ZIP 50613 vs ZIP 50701

This side-by-side compares ZIP 50613 (Cedar Falls, IA) and ZIP 50701 (Waterloo, IA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 50613 has a population of 42,031 at 129 people per square mile, while ZIP 50701 has 30,324 at 144 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 50613 reports a median household income of $78,503 against $61,475 in ZIP 50701, with per-capita income of $41,853 vs $39,005. The share of adults holding a bachelor's degree or higher is 49.7% in 50613 and 27.9% in 50701. Poverty rate reads 14.8% vs 16.6%, and unemployment 3.8% vs 2.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $270,800 in 50613 versus $183,800 in 50701, with median rent of $1,202 and $850 per month respectively. Homeownership rate is 66.1% vs 67.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.