PlainZIP

Cedar Falls, IA · standard

ZIP Code 50613

Black Hawk County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,031
129/sq mi
$78,503
Median income
$270,800
Median home value
49.7%
Bachelor's or higher

The verdict

Cedar Falls pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 40%
household income, US ZIPs
Top 38%
home value, US ZIPs
129
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50613 against every reporting US ZIP.

ZIP code 50613 is classified by USPS as a standard delivery area and covers roughly 325.8 square miles in Cedar Falls, Black Hawk County, Iowa. The area is home to 42,031 residents, producing a population density of 129 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 50613 against Iowa and the nation.

On the economic side, the median household income for ZIP 50613 sits at $78,503 (2% above the Iowa average), while per-capita income is $41,853. The poverty rate stands at 14.8% and the unemployment rate at 3.8%. On housing, the median home value is $270,800 (54% above the state average) with median rent at $1,202 per month, and 66.1% of occupied units are owner-occupied, a direct signal of whether 50613 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 49.7% of adults hold a bachelor's degree or higher, the median age is 30, and the average commute is 14 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Black Hawk County, so you can benchmark 50613 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 50613

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 50613.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 50613, Cedar Falls, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

42,031

Population

325.8

Area (sq mi)

129

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 50613?

30.0

Median Age

48.5%

Male

51.5%

Female

3.3%

Foreign-Born

White 91.8%
African American 1.3%
Asian 3.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,503

Median Household Income

+2% vs state

$41,853

Per Capita Income

14.8%

Poverty Rate

3.8%

Unemployment Rate

14.4 min

Mean Commute Time

How ZIP 50613 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$78,503 Top 40% higher than 60% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.3%
Bachelor's Degree or Higher 49.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,075

Total Housing Units

17,126

Occupied Units

949

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 66.1%
Renter 33.9%

$270,800

Median Home Value

+54% vs state

$1,202

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 50613 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 155
2021 +3.9% 161
2022 +14.9% 185
2023 +8.5% 201
2024 +5.0% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,137 business establishments in ZIP 50613, employing approximately 20,549 people with a combined annual payroll of $999,413,000.

1,137

Businesses

20,549

Employees

$999.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 162 14.3%
Accommodation and food services 133 11.7%
Health care and social assistance 128 11.3%
Other services (except public administration) 110 9.7%
Construction 97 8.5%
Professional, scientific, and technical services 96 8.4%
Finance and insurance 81 7.1%
Real estate and rental and leasing 77 6.8%
Wholesale trade 52 4.6%
Administrative and support and waste management and remediation services 50 4.4%
Manufacturing 41 3.6%
Transportation and warehousing 36 3.2%
Information 25 2.2%
Arts, entertainment, and recreation 25 2.2%
Educational services 14 1.2%
Management of companies and enterprises 6 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 50613 vs 50647 →

ZIP 50613 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 50613 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 50613 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 50613 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
50647 Janesville, IA 1,894 8.0 mi
50660 New Hartford, IA 1,333 8.1 mi
50701 Waterloo, IA 30,324 11.1 mi

More ZIP Codes in Black Hawk County

50701 standard
Waterloo, IA
Pop: 30,324
50702 standard
Waterloo, IA
Pop: 19,970
50703 standard
Waterloo, IA
Pop: 19,863
50707 standard
Evansdale, IA
Pop: 8,509
50651 standard
La Porte City, IA
Pop: 3,578
50643 standard
Hudson, IA
Pop: 2,747

Related Areas

Black Hawk County Cedar Falls, IA Iowa

Frequently Asked Questions

What county is ZIP code 50613 in? ▼
ZIP code 50613 (Cedar Falls) is located in Black Hawk County, Iowa. Black Hawk County contains multiple ZIP codes, see the full list at /counties/black-hawk-ia.
What is the population of ZIP code 50613? ▼
ZIP code 50613 in Cedar Falls, IA has a population of 42,031 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50613? ▼
The median household income in ZIP 50613 is $78,503, which is 3% above the national average of $76,288.
What is the average home value in ZIP 50613? ▼
The median home value in ZIP 50613 is $270,800, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 50613? ▼
The largest racial group in ZIP 50613 is White at 91.8%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 50613? ▼
ZIP code 50613 has 1,137 business establishments employing approximately 20,549 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 50613? ▼
The top industries by establishment count in ZIP 50613 are: Retail trade (162), Accommodation and food services (133), Health care and social assistance (128). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 50613? ▼
According to the FHFA House Price Index, home values in ZIP 50613 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 50613? ▼
In ZIP code 50613, 70.3% of residents aged 25+ have a high school diploma or higher, and 49.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 50613? ▼
The mean commute time for workers in ZIP code 50613 is 14.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 50613? ▼
In ZIP code 50613, approximately 66.1% of occupied housing units are owner-occupied and 33.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50613? ▼
The poverty rate in ZIP code 50613 is 14.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cedar Falls, IA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.