ZIP 54120 vs ZIP 54103

This side-by-side compares ZIP 54120 (Fence, WI) and ZIP 54103 (Armstrong Creek, WI) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 54120 has a population of 245 at 1 people per square mile, while ZIP 54103 has 418 at 2 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 54120 reports a median household income of $53,906 against $57,604 in ZIP 54103, with per-capita income of $38,877 vs $36,241. The share of adults holding a bachelor's degree or higher is 8.4% in 54120 and 20.5% in 54103. Poverty rate reads 6.6% vs 7.7%, and unemployment 1.4% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $168,100 in 54120 versus $183,200 in 54103, with median rent of — and — per month respectively. Homeownership rate is 98.3% vs 85.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.