PlainZIP

Fence, WI · standard

ZIP Code 54120

Florence County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

245
1/sq mi
$53,906
Median income
$168,100
Median home value
8.4%
Bachelor's or higher

The verdict

Fence pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs
33th pct
home value, US ZIPs
1
people per sq mi
98%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54120 against every reporting US ZIP.

ZIP code 54120 is a sparsely populated ZIP (a standard USPS delivery area) in Fence, Florence County, Wisconsin, home to just 245 residents across 245.0 square miles, a density of 1 people per square mile, in the Chicago time zone.

ZIP 54120 reports a modest median household income of $53,906 (31% below the Wisconsin average), while per-capita income is $38,877. Poverty here runs at 6.6%, with unemployment measured at 1.4%. The typical home here is valued at $168,100 (32% below the state average); renters pay a median of - monthly, and 98.3% of units are owner-occupied.

Formal educational attainment runs low here: just 8.4% of adults hold a bachelor's degree or higher, the median age is 66.7, and the average commute is -. To put 54120 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 2 additional ZIPs in Florence County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54120, Fence, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

245

Population

245.0

Area (sq mi)

1

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54120?

66.7

Median Age

55.4%

Male

44.6%

Female

0.0%

Foreign-Born

White 93.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,906

Median Household Income

-31% vs state

$38,877

Per Capita Income

6.6%

Poverty Rate

1.4%

Unemployment Rate

How ZIP 54120 ranks nationally

Fence, WI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,906 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.7%
Bachelor's Degree or Higher 8.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

493

Total Housing Units

119

Occupied Units

374

Vacant Units

1.79

Avg Household Size

Occupancy Type

Owner 98.3%
Renter 1.7%

$168,100

Median Home Value

-32% vs state

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 54120 vs 54103 →

ZIP Code City Population Distance
54103 Armstrong Creek, WI 418 7.6 mi

More ZIP Codes in Florence County

54121 standard
Florence, WI
Pop: 2,982
54542 standard
Long Lake, WI
Pop: 470

Related Areas

Florence County Fence, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 54120 in? ▼
ZIP code 54120 (Fence) is located in Florence County, Wisconsin. Florence County contains multiple ZIP codes, see the full list at /counties/florence-wi.
What is the population of ZIP code 54120? ▼
ZIP code 54120 in Fence, WI has a population of 245 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54120? ▼
The median household income in ZIP 54120 is $53,906, which is 29% below the national average of $76,288.
What is the average home value in ZIP 54120? ▼
The median home value in ZIP 54120 is $168,100, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 54120? ▼
The largest racial group in ZIP 54120 is White at 93.0%.
What is the education level in ZIP code 54120? ▼
In ZIP code 54120, 48.7% of residents aged 25+ have a high school diploma or higher, and 8.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 54120? ▼
In ZIP code 54120, approximately 98.3% of occupied housing units are owner-occupied and 1.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54120? ▼
The poverty rate in ZIP code 54120 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.