ZIP 55063 vs ZIP 55037

This side-by-side compares ZIP 55063 (Pine City, MN) and ZIP 55037 (Hinckley, MN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 55063 has a population of 9,348 at 22 people per square mile, while ZIP 55037 has 4,940 at 6 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 55063 reports a median household income of $74,667 against $68,380 in ZIP 55037, with per-capita income of $38,719 vs $34,113. The share of adults holding a bachelor's degree or higher is 18.9% in 55063 and 14.5% in 55037. Poverty rate reads 9.4% vs 14.0%, and unemployment 4.5% vs 7.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $253,200 in 55063 versus $230,700 in 55037, with median rent of $746 and $918 per month respectively. Homeownership rate is 80.2% vs 77.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.