ZIP 55614 vs ZIP 55601

This side-by-side compares ZIP 55614 (Silver Bay, MN) and ZIP 55601 (Beaver Bay, MN) using the same Census ACS 5-Year table fields for both, no averages swapped in, no national proxies. ZIP 55614 has a population of 2,627 at 4 people per square mile, while ZIP 55601 has 105 at 3 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted, a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 55614 reports a median household income of $72,981 against $56,250 in ZIP 55601, with per-capita income of $45,373 vs $34,602. The share of adults holding a bachelor's degree or higher is 24.9% in 55614 and 14.8% in 55601. Poverty rate reads 9.7% vs 14.8%, and unemployment 2.1% vs 0.0% - these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $181,700 in 55614 versus $242,400 in 55601, with median rent of $1,138 and - per month respectively. Homeownership rate is 85.5% vs 96.8%. When reading the comparison table below, focus on paired metrics rather than single winners, a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.