ZIP Code 55614

ZIP code 55614 is classified by USPS as a standard delivery area and covers roughly 625.5 square miles in Silver Bay, Lake County, Minnesota. The area is home to 2,627 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55614 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55614 sits at $72,981 (11% below the Minnesota average), while per-capita income is $45,373. The poverty rate stands at 9.7% and the unemployment rate at 2.1%. On housing, the median home value is $181,700 (29% below the state average) with median rent at $1,138 per month, and 85.5% of occupied units are owner-occupied, a direct signal of whether 55614 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.9% of adults hold a bachelor's degree or higher, the median age is 51.8, and the average commute is 22 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Lake County, so you can benchmark 55614 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →