ZIP 55923 vs ZIP 55975

This side-by-side compares ZIP 55923 (Chatfield, MN) and ZIP 55975 (Spring Valley, MN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 55923 has a population of 4,469 at 14 people per square mile, while ZIP 55975 has 4,335 at 11 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 55923 reports a median household income of $96,328 against $77,411 in ZIP 55975, with per-capita income of $45,423 vs $39,950. The share of adults holding a bachelor's degree or higher is 32.5% in 55923 and 19.1% in 55975. Poverty rate reads 5.4% vs 7.2%, and unemployment 2.1% vs 3.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $293,000 in 55923 versus $210,400 in 55975, with median rent of $776 and $967 per month respectively. Homeownership rate is 88.2% vs 81.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.