PlainZIP

Chatfield, MN · standard

ZIP Code 55923

Fillmore County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,469
14/sq mi
$96,328
Median income
$293,000
Median home value
32.5%
Bachelor's or higher

The verdict

Chatfield pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 35%
home value, US ZIPs
14
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55923 against every reporting US ZIP.

ZIP code 55923 covers 317.0 square miles in Chatfield, Fillmore County, Minnesota (a standard USPS delivery area), with a modest 4,469 residents on file, a density of 14 people per square mile, in the Chicago time zone.

ZIP 55923 lands in the middle-income range, with a median household income of $96,328 (17% above the Minnesota average), while per-capita income is $45,423. The poverty rate stands at 5.4% and the unemployment rate at 2.1%. Median home value sits at $293,000 (15% above the state average), median rent at $776 a month, and owner-occupancy at 88.2%.

A solid share of residents have a four-year degree: 32.5% of adults hold a bachelor's degree or higher, the median age is 41, and the average commute is 23 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Fillmore County, so you can benchmark 55923 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55923

Top 5 sectors by establishment count in Chatfield, MN

Which industries have the most business establishments in ZIP 55923.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55923, Chatfield, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,469

Population

317.0

Area (sq mi)

14

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55923?

41.0

Median Age

50.0%

Male

50.0%

Female

1.7%

Foreign-Born

White 95.2%
African American 0.4%
Asian 1.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 3.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,328

Median Household Income

+17% vs state

$45,423

Per Capita Income

5.4%

Poverty Rate

2.1%

Unemployment Rate

22.5 min

Mean Commute Time

How ZIP 55923 ranks nationally

Chatfield, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$96,328 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 32.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,761

Total Housing Units

1,680

Occupied Units

81

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 88.2%
Renter 11.8%

$293,000

Median Home Value

+15% vs state

$776

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.9%

YoY Change (2024)

227

HPI Index (2000 = 100)

+127%

Total Change Since 2000

Home values in ZIP 55923 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.9% 165
2021 +8.3% 178
2022 +14.2% 204
2023 +5.3% 214
2024 +5.9% 227

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 117 business establishments in ZIP 55923, employing approximately 1,146 people with a combined annual payroll of $52,640,000.

117

Businesses

1,146

Employees

$52.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 24 20.5%
Other services (except public administration) 17 14.5%
Retail trade 12 10.3%
Transportation and warehousing 11 9.4%
Professional, scientific, and technical services 11 9.4%
Manufacturing 8 6.8%
Health care and social assistance 7 6.0%
Accommodation and food services 7 6.0%
Finance and insurance 3 2.6%
Real estate and rental and leasing 3 2.6%
Administrative and support and waste management and remediation services 3 2.6%
Arts, entertainment, and recreation 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55923 vs 55935 →

ZIP 55923 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55923 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55923 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55923 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55935 Fountain, MN 939 7.7 mi
55929 Dover, MN 1,209 9.0 mi
55990 Wykoff, MN 925 9.0 mi
55972 Saint Charles, MN 4,995 12.1 mi

More ZIP Codes in Fillmore County

55975 standard
Spring Valley, MN
Pop: 4,335
55971 standard
Rushford, MN
Pop: 2,993
55965 standard
Preston, MN
Pop: 2,376
55939 standard
Harmony, MN
Pop: 1,963
55949 standard
Lanesboro, MN
Pop: 1,808
55954 standard
Mabel, MN
Pop: 1,442

Related Areas

Fillmore County Chatfield, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55923 in? ▼
ZIP code 55923 (Chatfield) is located in Fillmore County, Minnesota. Fillmore County contains multiple ZIP codes, see the full list at /counties/fillmore-mn.
What is the population of ZIP code 55923? ▼
ZIP code 55923 in Chatfield, MN has a population of 4,469 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55923? ▼
The median household income in ZIP 55923 is $96,328, which is 26% above the national average of $76,288.
What is the average home value in ZIP 55923? ▼
The median home value in ZIP 55923 is $293,000, which is 5% above the national average of $278,155.
What is the demographic makeup of ZIP 55923? ▼
The largest racial group in ZIP 55923 is White at 95.2%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 55923? ▼
ZIP code 55923 has 117 business establishments employing approximately 1,146 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55923? ▼
The top industries by establishment count in ZIP 55923 are: Construction (24), Other services (except public administration) (17), Retail trade (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 55923? ▼
According to the FHFA House Price Index, home values in ZIP 55923 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55923? ▼
In ZIP code 55923, 59.1% of residents aged 25+ have a high school diploma or higher, and 32.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55923? ▼
The mean commute time for workers in ZIP code 55923 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55923? ▼
In ZIP code 55923, approximately 88.2% of occupied housing units are owner-occupied and 11.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55923? ▼
The poverty rate in ZIP code 55923 is 5.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.