Rochester, MN · standard
ZIP Code 55904
Olmsted County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,332
- 164/sq mi
- $77,016
- Median income
- $253,600
- Median home value
- 37.6%
- Bachelor's or higher
The verdict
Rochester pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 164
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55904 against every reporting US ZIP.
ZIP code 55904 is classified by USPS as a standard delivery area and covers roughly 161.1 square miles in Rochester, Olmsted County, Minnesota. The area is home to 26,332 residents, producing a population density of 164 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55904 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55904 sits at $77,016 (6% below the Minnesota average), while per-capita income is $41,683. The poverty rate stands at 10.7% and the unemployment rate at 2.8%. On housing, the median home value is $253,600 (1% below the state average) with median rent at $1,304 per month, and 64.3% of occupied units are owner-occupied, a direct signal of whether 55904 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 37.6% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 17 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Olmsted County, so you can benchmark 55904 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55904
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55904.
- Retail trade
Retail trade
108 establishments
- Accommodation and food services
Accommodation and food services
97 establishments
- Other services (except public administration)
Other services (except public administration)
93 establishments
- Construction
Construction
81 establishments
- Health care and social assistance
Health care and social assistance
68 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55904, Rochester, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
26,332
Population
161.1
Area (sq mi)
164
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55904?
35.6
Median Age
49.6%
Male
50.4%
Female
12.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,016
Median Household Income
-6% vs state
$41,683
Per Capita Income
10.7%
Poverty Rate
2.8%
Unemployment Rate
17.3 min
Mean Commute Time
How ZIP 55904 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$77,016 Top 42% higher than 58% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,432
Total Housing Units
12,487
Occupied Units
945
Vacant Units
2.28
Avg Household Size
Occupancy Type
$253,600
Median Home Value
-1% vs state
$1,304
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
231
HPI Index (2000 = 100)
+131%
Total Change Since 2000
Home values in ZIP 55904 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 168 |
| 2021 | +10.5% | 186 |
| 2022 | +13.6% | 211 |
| 2023 | +6.6% | 225 |
| 2024 | +2.6% | 231 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 668 business establishments in ZIP 55904, employing approximately 11,749 people with a combined annual payroll of $564,074,000.
668
Businesses
11,749
Employees
$564.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 108 | 16.2% |
| Accommodation and food services | 97 | 14.5% |
| Other services (except public administration) | 93 | 13.9% |
| Construction | 81 | 12.1% |
| Health care and social assistance | 68 | 10.2% |
| Administrative and support and waste management and remediation services | 46 | 6.9% |
| Professional, scientific, and technical services | 42 | 6.3% |
| Real estate and rental and leasing | 25 | 3.7% |
| Finance and insurance | 23 | 3.4% |
| Transportation and warehousing | 21 | 3.1% |
| Wholesale trade | 17 | 2.5% |
| Educational services | 13 | 1.9% |
| Manufacturing | 11 | 1.6% |
| Arts, entertainment, and recreation | 11 | 1.6% |
| Information | 9 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55904 vs 55902 →
ZIP 55904 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55901
Rochester (55901)
51,917 residents
- 55904
Rochester (55904)
26,332 residents
- 55902
Rochester (55902)
21,968 residents
- 55906 17,598
Rochester (55906)
17,598 residents
- 55976 7,582
Stewartville (55976)
7,582 residents
- 55934 3,338
Eyota (55934)
3,338 residents
What this shows Among its immediate neighbors, ZIP 55904 ranks #2 by population — useful context the national average alone can't give.
ZIP 55904 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55902
Rochester (55902)
$120,611 median income
- 55901
Rochester (55901)
$94,607 median income
- 55906
Rochester (55906)
$93,685 median income
- 55976
Stewartville (55976)
$87,330 median income
- 55934
Eyota (55934)
$84,952 median income
- 55904
Rochester (55904)
$77,016 median income
What this shows By household income, ZIP 55904 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Olmsted County
Related Areas
Frequently Asked Questions
What county is ZIP code 55904 in? ▼
What is the population of ZIP code 55904? ▼
What is the median household income in ZIP 55904? ▼
What is the average home value in ZIP 55904? ▼
What is the demographic makeup of ZIP 55904? ▼
How many businesses are in ZIP code 55904? ▼
What are the main industries in ZIP code 55904? ▼
How have home values changed in ZIP code 55904? ▼
What is the education level in ZIP code 55904? ▼
What is the average commute time in ZIP 55904? ▼
What percentage of residents own vs. rent in ZIP 55904? ▼
What is the poverty rate in ZIP code 55904? ▼
ZIP Code Research Guides
Official Data Resources for Rochester, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.