Rochester, MN · standard

ZIP Code 55904

Olmsted County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,332
164/sq mi
$77,016
Median income
$253,600
Median home value
37.6%
Bachelor's or higher

The verdict

Rochester pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 42%
home value, US ZIPs
164
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55904 against every reporting US ZIP.

ZIP code 55904 is classified by USPS as a standard delivery area and covers roughly 161.1 square miles in Rochester, Olmsted County, Minnesota. The area is home to 26,332 residents, producing a population density of 164 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55904 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55904 sits at $77,016 (6% below the Minnesota average), while per-capita income is $41,683. The poverty rate stands at 10.7% and the unemployment rate at 2.8%. On housing, the median home value is $253,600 (1% below the state average) with median rent at $1,304 per month, and 64.3% of occupied units are owner-occupied, a direct signal of whether 55904 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 37.6% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 17 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Olmsted County, so you can benchmark 55904 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55904

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55904.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55904, Rochester, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

26,332

Population

161.1

Area (sq mi)

164

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55904?

35.6

Median Age

49.6%

Male

50.4%

Female

12.2%

Foreign-Born

White 74.3%
African American 10.8%
Asian 3.7%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 9.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,016

Median Household Income

-6% vs state

$41,683

Per Capita Income

10.7%

Poverty Rate

2.8%

Unemployment Rate

17.3 min

Mean Commute Time

How ZIP 55904 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$77,016 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.3%
Bachelor's Degree or Higher 37.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,432

Total Housing Units

12,487

Occupied Units

945

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 64.3%
Renter 35.7%

$253,600

Median Home Value

-1% vs state

$1,304

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.6%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 55904 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 168
2021 +10.5% 186
2022 +13.6% 211
2023 +6.6% 225
2024 +2.6% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 668 business establishments in ZIP 55904, employing approximately 11,749 people with a combined annual payroll of $564,074,000.

668

Businesses

11,749

Employees

$564.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 108 16.2%
Accommodation and food services 97 14.5%
Other services (except public administration) 93 13.9%
Construction 81 12.1%
Health care and social assistance 68 10.2%
Administrative and support and waste management and remediation services 46 6.9%
Professional, scientific, and technical services 42 6.3%
Real estate and rental and leasing 25 3.7%
Finance and insurance 23 3.4%
Transportation and warehousing 21 3.1%
Wholesale trade 17 2.5%
Educational services 13 1.9%
Manufacturing 11 1.6%
Arts, entertainment, and recreation 11 1.6%
Information 9 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55904 vs 55902 →

ZIP 55904 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55904 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55904 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55904 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55902 Rochester, MN 21,968 5.8 mi
55906 Rochester, MN 17,598 10.2 mi
55934 Eyota, MN 3,338 7.4 mi
55976 Stewartville, MN 7,582 7.9 mi
55901 Rochester, MN 51,917 9.2 mi
55905 Rochester, MN 0 9.1 mi

More ZIP Codes in Olmsted County

Frequently Asked Questions

What county is ZIP code 55904 in?
ZIP code 55904 (Rochester) is located in Olmsted County, Minnesota. Olmsted County contains multiple ZIP codes, see the full list at /counties/olmsted-mn.
What is the population of ZIP code 55904?
ZIP code 55904 in Rochester, MN has a population of 26,332 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55904?
The median household income in ZIP 55904 is $77,016, which is 1% above the national average of $76,288.
What is the average home value in ZIP 55904?
The median home value in ZIP 55904 is $253,600, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 55904?
The largest racial group in ZIP 55904 is White at 74.3%. Hispanic or Latino residents make up 9.7% of the population.
How many businesses are in ZIP code 55904?
ZIP code 55904 has 668 business establishments employing approximately 11,749 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55904?
The top industries by establishment count in ZIP 55904 are: Retail trade (108), Accommodation and food services (97), Other services (except public administration) (93). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 55904?
According to the FHFA House Price Index, home values in ZIP 55904 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55904?
In ZIP code 55904, 63.3% of residents aged 25+ have a high school diploma or higher, and 37.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55904?
The mean commute time for workers in ZIP code 55904 is 17.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55904?
In ZIP code 55904, approximately 64.3% of occupied housing units are owner-occupied and 35.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55904?
The poverty rate in ZIP code 55904 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Rochester, MN

Verify and explore additional data for this area using these official government sources.