Rochester, MN · standard
ZIP Code 55904
Olmsted County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,332
- 164/sq mi High-density area
- $77,016
- Median income Near-median income area
- $253,600
- Median home value Near-median home value
- 37.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Rochester pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 164
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55904 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55904 (Rochester, MN) rose +2.6% from 2023 to 2024. The all-transactions index moved from 225.3 in 2023 to 231.1 in 2024 (2000 = 100).
ZIP code 55904 is a densely settled ZIP (a standard USPS delivery area) in Rochester, Olmsted County, Minnesota, with 26,332 residents across 161.1 square miles, a density of 164 people per square mile, in the Chicago time zone.
ZIP 55904 lands in the middle-income range, with a median household income of $77,016 (6% below the average Minnesota ZIP), while per-capita income is $41,683. The poverty rate is 10.7%, with unemployment at 2.8%; those measures add context to the income figure. Median home value is $253,600 (1% below the average Minnesota ZIP) and median rent is $1,304; 64.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 37.6% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 17 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Olmsted County, so 55904 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55904
Top 5 sectors by establishment count in Rochester, MN
Which industries have the most business establishments in ZIP 55904.
- Retail trade
Retail trade
108 establishments
- Accommodation and food services
Accommodation and food services
97 establishments
- Other services (except public administration)
Other services (except public administration)
93 establishments
- Construction
Construction
81 establishments
- Health care and social assistance
Health care and social assistance
68 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55904, Rochester, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
26,332
Population
161.1
Area (sq mi)
164
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55904?
35.6
Median Age
49.6%
Male
50.4%
Female
12.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,016
Median Household Income
-6% vs state ZIP avg
$41,683
Per Capita Income
10.7%
Poverty Rate
2.8%
Unemployment Rate
17.3 min
Mean Commute Time
How ZIP 55904 ranks among Minnesota ZIPs
Rochester, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,016 48th percentile higher than 48% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,432housing units
13,432
Total Housing Units
12,487
Occupied Units
945
Vacant Units
2.28
Avg Household Size
Occupancy Type
$253,600
Median Home Value
-1% vs state ZIP avg
$1,304
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
231
HPI Index (2000 = 100)
+131%
Total Change Since 2000
Home values in ZIP 55904 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 168 |
| 2021 | +10.5% | 186 |
| 2022 | +13.6% | 211 |
| 2023 | +6.6% | 225 |
| 2024 | +2.6% | 231 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 668 business establishments in ZIP 55904, employing approximately 11,749 people with a combined annual payroll of $564,074,000.
668
Businesses
11,749
Employees
$564.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 108 | 16.2% |
| Accommodation and food services | 97 | 14.5% |
| Other services (except public administration) | 93 | 13.9% |
| Construction | 81 | 12.1% |
| Health care and social assistance | 68 | 10.2% |
| Administrative and support and waste management and remediation services | 46 | 6.9% |
| Professional, scientific, and technical services | 42 | 6.3% |
| Real estate and rental and leasing | 25 | 3.7% |
| Finance and insurance | 23 | 3.4% |
| Transportation and warehousing | 21 | 3.1% |
| Wholesale trade | 17 | 2.5% |
| Educational services | 13 | 1.9% |
| Manufacturing | 11 | 1.6% |
| Arts, entertainment, and recreation | 11 | 1.6% |
| Information | 9 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55904 vs 55902 →
ZIP 55904 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55901
Rochester (55901)
51,917 residents
- 55904
Rochester (55904)
26,332 residents
- 55902
Rochester (55902)
21,968 residents
- 55906 17,598
Rochester (55906)
17,598 residents
- 55976 7,582
Stewartville (55976)
7,582 residents
- 55934 3,338
Eyota (55934)
3,338 residents
What this shows Among its immediate neighbors, ZIP 55904 ranks #2 by population - useful context the national average alone can't give.
ZIP 55904 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55902
Rochester (55902)
$120,611 median income
- 55901
Rochester (55901)
$94,607 median income
- 55906
Rochester (55906)
$93,685 median income
- 55976
Stewartville (55976)
$87,330 median income
- 55934
Eyota (55934)
$84,952 median income
- 55904
Rochester (55904)
$77,016 median income
What this shows By household income, ZIP 55904 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55904, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (26,332 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Olmsted County
Related Areas
Frequently Asked Questions
What county is ZIP code 55904 in?
ZIP code 55904 (Rochester) is located in Olmsted County, Minnesota. Olmsted County contains multiple ZIP codes, see the full list at /counties/olmsted-mn.
What is the population of ZIP code 55904?
ZIP code 55904 in Rochester, MN has a population of 26,332 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55904?
The median household income in ZIP 55904 is $77,016, which is 1% above the national average of $76,288.
What is the average home value in ZIP 55904?
The median home value in ZIP 55904 is $253,600, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 55904?
The largest racial group in ZIP 55904 is White at 74.3%. Hispanic or Latino residents make up 9.7% of the population.
How many businesses are in ZIP code 55904?
ZIP code 55904 has 668 business establishments employing approximately 11,749 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55904?
The top industries by establishment count in ZIP 55904 are: Retail trade (108), Accommodation and food services (97), Other services (except public administration) (93). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 55904?
According to the FHFA House Price Index, home values in ZIP 55904 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55904?
In ZIP code 55904, 63.3% of residents aged 25+ have a high school diploma or higher, and 37.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55904?
The mean commute time for workers in ZIP code 55904 is 17.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55904?
In ZIP code 55904, approximately 64.3% of occupied housing units are owner-occupied and 35.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55904?
The poverty rate in ZIP code 55904 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55904's numbers, next.
- See how ZIP 55904 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rochester, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.