Stewartville, MN · standard
ZIP Code 55976
Olmsted County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,582
- 33/sq mi Moderate-density area
- $87,330
- Median income Above-median income area
- $280,200
- Median home value Near-median home value
- 32.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Stewartville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 30%
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 33
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55976 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55976 (Stewartville, MN) rose +5.4% from 2023 to 2024. The all-transactions index moved from 206.5 in 2023 to 217.7 in 2024 (2000 = 100).
ZIP code 55976 is a mid-sized community (a standard USPS delivery area) in Stewartville, Olmsted County, Minnesota, home to 7,582 residents across 229.1 square miles, a density of 33 people per square mile, in the Chicago time zone.
ZIP 55976 lands in the middle-income range, with a median household income of $87,330 (6% above the average Minnesota ZIP), while per-capita income is $41,472. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.5% and unemployment is 3.0%. Median home value is $280,200 (10% above the average Minnesota ZIP) and median rent is $1,086; 83.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 32.6% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 19 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Olmsted County, so 55976 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55976
Top 5 sectors by establishment count in Stewartville, MN
Which industries have the most business establishments in ZIP 55976.
- Other services (except public administration)
Other services (except public administration)
25 establishments
- Construction
Construction
24 establishments
- Retail trade
Retail trade
17 establishments
- Health care and social assistance
Health care and social assistance
17 establishments
- Transportation and warehousing
Transportation and warehousing
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55976, Stewartville, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,582
Population
229.1
Area (sq mi)
33
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55976?
37.9
Median Age
50.7%
Male
49.3%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,330
Median Household Income
+6% vs state ZIP avg
$41,472
Per Capita Income
5.5%
Poverty Rate
3.0%
Unemployment Rate
19.4 min
Mean Commute Time
How ZIP 55976 ranks among Minnesota ZIPs
Stewartville, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$87,330 Top 32% higher than 68% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,485housing units
3,485
Total Housing Units
3,151
Occupied Units
334
Vacant Units
2.68
Avg Household Size
Occupancy Type
$280,200
Median Home Value
+10% vs state ZIP avg
$1,086
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.4%
YoY Change (2024)
218
HPI Index (2000 = 100)
+118%
Total Change Since 2000
Home values in ZIP 55976 have increased 5.4% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 165 |
| 2021 | +9.1% | 180 |
| 2022 | +11.1% | 199 |
| 2023 | +3.5% | 206 |
| 2024 | +5.4% | 218 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 165 business establishments in ZIP 55976, employing approximately 2,301 people with a combined annual payroll of $105,156,000.
165
Businesses
2,301
Employees
$105.2M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 25 | 15.2% |
| Construction | 24 | 14.6% |
| Retail trade | 17 | 10.3% |
| Health care and social assistance | 17 | 10.3% |
| Transportation and warehousing | 12 | 7.3% |
| Accommodation and food services | 12 | 7.3% |
| Manufacturing | 11 | 6.7% |
| Administrative and support and waste management and remediation services | 10 | 6.1% |
| Wholesale trade | 9 | 5.5% |
| Finance and insurance | 9 | 5.5% |
| Professional, scientific, and technical services | 8 | 4.8% |
| Real estate and rental and leasing | 4 | 2.4% |
| Arts, entertainment, and recreation | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55976 vs 55967 →
ZIP 55976 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55904
Rochester (55904)
26,332 residents
- 55902
Rochester (55902)
21,968 residents
- 55976 7,582
Stewartville (55976)
7,582 residents
- 55920 7,026
Byron (55920)
7,026 residents
- 55967 938
Racine (55967)
938 residents
What this shows Among its immediate neighbors, ZIP 55976 ranks #3 by population - useful context the national average alone can't give.
ZIP 55976 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55920
Byron (55920)
$131,336 median income
- 55902
Rochester (55902)
$120,611 median income
- 55967
Racine (55967)
$109,583 median income
- 55976
Stewartville (55976)
$87,330 median income
- 55904
Rochester (55904)
$77,016 median income
What this shows By household income, ZIP 55976 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55976, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,582 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Olmsted County
Related Areas
Frequently Asked Questions
What county is ZIP code 55976 in?
ZIP code 55976 (Stewartville) is located in Olmsted County, Minnesota. Olmsted County contains multiple ZIP codes, see the full list at /counties/olmsted-mn.
What is the population of ZIP code 55976?
ZIP code 55976 in Stewartville, MN has a population of 7,582 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55976?
The median household income in ZIP 55976 is $87,330, which is 14% above the national average of $76,288.
What is the average home value in ZIP 55976?
The median home value in ZIP 55976 is $280,200, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 55976?
The largest racial group in ZIP 55976 is White at 92.6%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 55976?
ZIP code 55976 has 165 business establishments employing approximately 2,301 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55976?
The top industries by establishment count in ZIP 55976 are: Other services (except public administration) (25), Construction (24), Retail trade (17). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 55976?
According to the FHFA House Price Index, home values in ZIP 55976 increased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55976?
In ZIP code 55976, 62.7% of residents aged 25+ have a high school diploma or higher, and 32.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55976?
The mean commute time for workers in ZIP code 55976 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55976?
In ZIP code 55976, approximately 83.9% of occupied housing units are owner-occupied and 16.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55976?
The poverty rate in ZIP code 55976 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55976's numbers, next.
- See how ZIP 55976 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stewartville, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.