ZIP 56374 vs ZIP 56321

This side-by-side compares ZIP 56374 (Saint Joseph, MN) and ZIP 56321 (Collegeville, MN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 56374 has a population of 9,868 at 56 people per square mile, while ZIP 56321 has 1,536 at 921 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 56374 reports a median household income of $80,156 against — in ZIP 56321, with per-capita income of $36,843 vs $14,931. The share of adults holding a bachelor's degree or higher is 28.2% in 56374 and 81.5% in 56321. Poverty rate reads 14.7% vs 37.9%, and unemployment 2.5% vs 8.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $292,000 in 56374 versus — in 56321, with median rent of $1,125 and — per month respectively. Homeownership rate is 73.1% vs —. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.