ZIP 58104 vs ZIP 58103

This side-by-side compares ZIP 58104 (Fargo, ND) and ZIP 58103 (Fargo, ND) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 58104 has a population of 28,322 at 382 people per square mile, while ZIP 58103 has 47,302 at 1,617 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 58104 reports a median household income of $85,747 against $58,801 in ZIP 58103, with per-capita income of $51,959 vs $39,378. The share of adults holding a bachelor's degree or higher is 49.1% in 58104 and 35.8% in 58103. Poverty rate reads 9.0% vs 12.6%, and unemployment 3.5% vs 3.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $359,400 in 58104 versus $242,400 in 58103, with median rent of $1,115 and $857 per month respectively. Homeownership rate is 45.4% vs 42.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.