Residential delivery area · North Dakota
ZIP Code 58103: Fargo, ND
ZIP code 58103 is in Fargo, North Dakota, entirely in Cass County (Census 2020 ZIP-county file). About 49,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Fargo's 4 residential ZIP codes. Median household income is $58,801 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Fargo · 4 residential ZIPs
- County
- Cass County
- Census places
- Fargo
- Metro area
- Fargo, ND-MN
- House district
- ND at large 119th Congress
- State
- North Dakota
- Time zone
- Central
- Land area
- 11.5 sq mi · 4,260 people per sq mi
- PO Box ZIPs
- 9 more ZIP codes use the name Fargo for PO boxes or single organizations
Where is ZIP code 58103?
58103 centers on 46.856°, -96.822° and covers 11.5 square miles of land. It borders 4 ZIP codes: 56560, 58104, 58102, 58078.
The map draws ZIP code areas only. For the streets inside 58103, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 58103 compare with the rest of Fargo?
| Measure | 58103 | In Fargo | In Cass County | In ND |
|---|---|---|---|---|
| People (ACS 2020-2024) | 48,796 | 2nd of 4 | 2nd of 30 | 2nd of 388 |
| Median household income | $59k | 3rd of 3 | 8th of 8 | 69th of 73 |
| Median home value | $242k | 2nd of 3 | 8th of 10 | 26th of 82 |
Its median household income is higher than in 27% of U.S. residential ZIP codes, and it is denser than 92% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 58103?
The 2020 Census counted 46,754 people in 58103; the ACS, which samples households over 2020-2024, estimates 48,796. Between the 2010 and 2020 censuses its population fell 1.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 48,796
- 2020 Census count
- 46,754−1.2% since 2010 (47,302)
- Households
- 23,776
- Median age
- 35.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 58103?
Of the 48,796 people the ACS estimates in 58103, 20.4% are under 18 and 16.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (74.1%), then Black (not Hispanic) (11.3%).
- Under 1820.4%
- 18 to 6463.4%
- 65 and older16.2%
- White, not Hispanic74.1%
- Black, not Hispanic11.3%
- Other or two or more6.3%
- Asian, not Hispanic4.5%
- Hispanic or Latino3.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 58103 earn?
Median household income is $58,801 (ACS 2020-2024), the 8th highest of the 8 ranked ZIP codes in Cass County. It is not measurably different from 2015-2019 ($57,504 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $58,801
- Income per person
- $39,378
- Below the poverty line
- 12.6%
- Unemployed (of the labor force)
- 3.7%
- Adults 25+ with a bachelor's degree
- 35.8%
- Adjusted gross income per tax return, 2022
- $70,94623,560 returns; wages 67% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 58103?
FHFA's house price index for 58103, built from repeat sales and appraisals of the same homes, rose 54% from 2015 to 2025 and rose 33% from 2020 to 2025, and moved +2.8% in 2025.
- Median home value (owners' estimate)
- $242,400
- Median gross rent
- $857
- Homes owned by their occupants
- 42.1%
- Housing units
- 25,180
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 58103?
1,905 business establishments had a location in this ZIP code in 2023, 56 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade317
- Health care and social assistance246
- Other services (except public administration)206
- Accommodation and food services187
- Professional, scientific, and technical services176
- Finance and insurance168
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 58103?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 56560 | Moorhead, MN | 44,405 | $75k | 4.4 mi |
| 58104 | Fargo | 49,168 | $86k | 4.4 mi |
| 58102 | Fargo | 32,912 | $60k | 4.9 mi |
| 58078 | West Fargo | 40,631 | $91k | 5.7 mi |
| 56562 | Moorhead, MN | 528 | – | 2.5 mi (near) |
| 58105 | Fargo | 2,825 | $124k | 2.9 mi (near) |
| 56563 | Moorhead, MN | 1,285 | – | 3.3 mi (near) |
| 56529 | Dilworth, MN | 4,713 | $91k | 6.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.