PlainZIP

Moorhead, MN · standard

ZIP Code 56560

Clay County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,766
99/sq mi
$75,406
Median income
$253,200
Median home value
41.6%
Bachelor's or higher

The verdict

Moorhead pairs an above-median household income with above-median home values, in a rural, mixed-tenure area.

Top 45%
household income, US ZIPs
Top 42%
home value, US ZIPs
99
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56560 against every reporting US ZIP.

ZIP code 56560 is classified by USPS as a standard delivery area and covers roughly 410.1 square miles in Moorhead, Clay County, Minnesota. The area is home to 40,766 residents, producing a population density of 99 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56560 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56560 sits at $75,406 (8% below the Minnesota average), while per-capita income is $39,316. The poverty rate stands at 15.7% and the unemployment rate at 4.5%. On housing, the median home value is $253,200 (1% below the state average) with median rent at $1,035 per month, and 59.0% of occupied units are owner-occupied, a direct signal of whether 56560 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.6% of adults hold a bachelor's degree or higher, the median age is 32.9, and the average commute is 18 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clay County, so you can benchmark 56560 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 56560

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 56560.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56560, Moorhead, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

40,766

Population

410.1

Area (sq mi)

99

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56560?

32.9

Median Age

50.2%

Male

49.8%

Female

5.6%

Foreign-Born

White 82.4%
African American 6.3%
Asian 1.9%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.4%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,406

Median Household Income

-8% vs state

$39,316

Per Capita Income

15.7%

Poverty Rate

4.5%

Unemployment Rate

18.0 min

Mean Commute Time

How ZIP 56560 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$75,406 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.3%
Bachelor's Degree or Higher 41.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,656

Total Housing Units

18,941

Occupied Units

715

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 59.0%
Renter 41.0%

$253,200

Median Home Value

-1% vs state

$1,035

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2024)

253

HPI Index (2000 = 100)

+153%

Total Change Since 2000

Home values in ZIP 56560 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +153% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 195
2021 +6.9% 209
2022 +9.9% 229
2023 +5.7% 242
2024 +4.5% 253

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 817 business establishments in ZIP 56560, employing approximately 11,143 people with a combined annual payroll of $487,151,000.

817

Businesses

11,143

Employees

$487.2M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 156 19.1%
Construction 98 12.0%
Retail trade 93 11.4%
Other services (except public administration) 93 11.4%
Accommodation and food services 61 7.5%
Professional, scientific, and technical services 57 7.0%
Finance and insurance 55 6.7%
Real estate and rental and leasing 38 4.7%
Administrative and support and waste management and remediation services 38 4.7%
Wholesale trade 29 3.5%
Arts, entertainment, and recreation 24 2.9%
Manufacturing 23 2.8%
Transportation and warehousing 23 2.8%
Educational services 10 1.2%
Information 9 1.1%
Agriculture, forestry, fishing and hunting 4 0.5%
Management of companies and enterprises 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56560 vs 56529 →

ZIP 56560 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56560 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56560 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56560 ranks #6 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
56529 Dilworth, MN 4,026 3.2 mi
58103 Fargo, ND 47,302 4.2 mi
58105 Fargo, ND 2,483 5.0 mi
58104 Fargo, ND 28,322 6.0 mi
58102 Fargo, ND 29,850 7.1 mi
56580 Sabin, MN 1,171 9.5 mi
58047 Horace, ND 3,560 11.0 mi

More ZIP Codes in Clay County

56549 standard
Hawley, MN
Pop: 4,508
56529 standard
Dilworth, MN
Pop: 4,026
56514 standard
Barnesville, MN
Pop: 3,696
56547 standard
Glyndon, MN
Pop: 2,700
56580 standard
Sabin, MN
Pop: 1,171
56585 standard
Ulen, MN
Pop: 1,049

Related Areas

Clay County Moorhead, MN Minnesota

Frequently Asked Questions

What county is ZIP code 56560 in? ▼
ZIP code 56560 (Moorhead) is located in Clay County, Minnesota. Clay County contains multiple ZIP codes, see the full list at /counties/clay-mn.
What is the population of ZIP code 56560? ▼
ZIP code 56560 in Moorhead, MN has a population of 40,766 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56560? ▼
The median household income in ZIP 56560 is $75,406, which is 1% below the national average of $76,288.
What is the average home value in ZIP 56560? ▼
The median home value in ZIP 56560 is $253,200, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 56560? ▼
The largest racial group in ZIP 56560 is White at 82.4%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 56560? ▼
ZIP code 56560 has 817 business establishments employing approximately 11,143 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56560? ▼
The top industries by establishment count in ZIP 56560 are: Health care and social assistance (156), Construction (98), Retail trade (93). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 56560? ▼
According to the FHFA House Price Index, home values in ZIP 56560 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 153%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56560? ▼
In ZIP code 56560, 63.3% of residents aged 25+ have a high school diploma or higher, and 41.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56560? ▼
The mean commute time for workers in ZIP code 56560 is 18.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56560? ▼
In ZIP code 56560, approximately 59.0% of occupied housing units are owner-occupied and 41.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56560? ▼
The poverty rate in ZIP code 56560 is 15.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Moorhead, MN

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.