ZIP 62538 vs ZIP 62560

This side-by-side compares ZIP 62538 (Harvel, IL) and ZIP 62560 (Raymond, IL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 62538 has a population of 378 at 4 people per square mile, while ZIP 62560 has 1,508 at 9 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 62538 reports a median household income of $85,563 against $80,781 in ZIP 62560, with per-capita income of $29,780 vs $36,506. The share of adults holding a bachelor's degree or higher is 19.3% in 62538 and 28.9% in 62560. Poverty rate reads 14.0% vs 17.2%, and unemployment 0.0% vs 1.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $86,700 in 62538 versus $110,000 in 62560, with median rent of $759 and $923 per month respectively. Homeownership rate is 75.2% vs 76.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.