Harvel, IL · standard
ZIP Code 62538
Montgomery County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 378
- 4/sq mi Low-density area
- $85,563
- Median income Above-median income area
- $86,700
- Median home value Below-median home value
- 19.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Harvel pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- 6th pct
- home value, US ZIPs
- 4
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62538 against every reporting US ZIP.
ZIP code 62538 is a sparsely populated ZIP (a standard USPS delivery area) in Harvel, Montgomery County, Illinois, home to just 378 residents across 87.9 square miles, a density of 4 people per square mile, in the Chicago time zone.
ZIP 62538 lands in the middle-income range, with a median household income of $85,563 (7% above the average Illinois ZIP), while per-capita income is $29,780. The poverty rate is 14.0%, with unemployment at 0.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $86,700 (55% below the average Illinois ZIP), and median rent is $759; owner occupancy is 75.2%.
Educational attainment sits below the national norm: 19.3% of adults hold a bachelor's degree or higher, the median age is 30.9, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 62538 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62538, Harvel, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
378
Population
87.9
Area (sq mi)
4
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 62538?
30.9
Median Age
54.4%
Male
45.6%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,563
Median Household Income
+7% vs state ZIP avg
$29,780
Per Capita Income
14.0%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 62538 ranks among Illinois ZIPs
Harvel, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,563 Top 33% higher than 67% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
132housing units
132
Total Housing Units
117
Occupied Units
15
Vacant Units
2.92
Avg Household Size
Occupancy Type
$86,700
Median Home Value
-55% vs state ZIP avg
$759
Median Rent
1958
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 7 business establishments in ZIP 62538, employing approximately 19 people with a combined annual payroll of $588,000.
7
Businesses
19
Employees
$588K
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 42.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 62538 vs 62560 →
ZIP 62538 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62546
Morrisonville (62546)
1,630 residents
- 62560
Raymond (62560)
1,508 residents
- 62533
Farmersville (62533)
973 residents
- 62015 487
Butler (62015)
487 residents
- 62556 422
Palmer (62556)
422 residents
- 62538 378
Harvel (62538)
378 residents
What this shows Among its immediate neighbors, ZIP 62538 ranks #6 by population - useful context the national average alone can't give.
ZIP 62538 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62546
Morrisonville (62546)
$89,821 median income
- 62538
Harvel (62538)
$85,563 median income
- 62560
Raymond (62560)
$80,781 median income
- 62533
Farmersville (62533)
$77,250 median income
- 62556
Palmer (62556)
$55,694 median income
- 62015
Butler (62015)
$51,758 median income
What this shows By household income, ZIP 62538 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 62538, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 62538 in?
ZIP code 62538 (Harvel) is located in Montgomery County, Illinois. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-il.
What is the population of ZIP code 62538?
ZIP code 62538 in Harvel, IL has a population of 378 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62538?
The median household income in ZIP 62538 is $85,563, which is 12% above the national average of $76,288.
What is the average home value in ZIP 62538?
The median home value in ZIP 62538 is $86,700, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 62538?
The largest racial group in ZIP 62538 is White at 99.1%.
How many businesses are in ZIP code 62538?
ZIP code 62538 has 7 business establishments employing approximately 19 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 62538?
In ZIP code 62538, 51.3% of residents aged 25+ have a high school diploma or higher, and 19.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 62538?
In ZIP code 62538, approximately 75.2% of occupied housing units are owner-occupied and 24.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62538?
The poverty rate in ZIP code 62538 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 62538's numbers, next.
- See how ZIP 62538 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Harvel, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.