PlainZIP

Harvel, IL · standard

ZIP Code 62538

Montgomery County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

378
4/sq mi
$85,563
Median income
$86,700
Median home value
19.3%
Bachelor's or higher

The verdict

Harvel pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 31%
household income, US ZIPs
6th pct
home value, US ZIPs
4
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62538 against every reporting US ZIP.

ZIP code 62538 is a sparsely populated ZIP (a standard USPS delivery area) in Harvel, Montgomery County, Illinois, home to just 378 residents across 87.9 square miles, a density of 4 people per square mile, in the Chicago time zone.

ZIP 62538 lands in the middle-income range, with a median household income of $85,563 (7% above the Illinois average), while per-capita income is $29,780. Poverty here runs at 14.0%, with unemployment measured at 0.0%. The typical home here is valued at $86,700 (55% below the state average); renters pay a median of $759 monthly, and 75.2% of units are owner-occupied.

Educational attainment sits below the national norm: 19.3% of adults hold a bachelor's degree or higher, the median age is 30.9, and the average commute is -. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 62538 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62538, Harvel, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

378

Population

87.9

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62538?

30.9

Median Age

54.4%

Male

45.6%

Female

0.0%

Foreign-Born

White 99.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,563

Median Household Income

+7% vs state

$29,780

Per Capita Income

14.0%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 62538 ranks nationally

Harvel, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,563 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.3%
Bachelor's Degree or Higher 19.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

132

Total Housing Units

117

Occupied Units

15

Vacant Units

2.92

Avg Household Size

Occupancy Type

Owner 75.2%
Renter 24.8%

$86,700

Median Home Value

-55% vs state

$759

Median Rent

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 62538, employing approximately 19 people with a combined annual payroll of $588,000.

7

Businesses

19

Employees

$588K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 42.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62538 vs 62560 →

ZIP 62538 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62538 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62538 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62538 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62560 Raymond, IL 1,508 5.7 mi
62546 Morrisonville, IL 1,630 6.7 mi
62015 Butler, IL 487 9.4 mi
62533 Farmersville, IL 973 8.2 mi
62556 Palmer, IL 422 11.1 mi

More ZIP Codes in Montgomery County

62056 standard
Litchfield, IL
Pop: 8,930
62049 standard
Hillsboro, IL
Pop: 8,470
62075 standard
Nokomis, IL
Pop: 3,458
62560 standard
Raymond, IL
Pop: 1,508
62017 standard
Coffeen, IL
Pop: 1,185
62094 standard
Witt, IL
Pop: 1,152

Related Areas

Montgomery County Harvel, IL Illinois

Frequently Asked Questions

What county is ZIP code 62538 in? ▼
ZIP code 62538 (Harvel) is located in Montgomery County, Illinois. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-il.
What is the population of ZIP code 62538? ▼
ZIP code 62538 in Harvel, IL has a population of 378 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62538? ▼
The median household income in ZIP 62538 is $85,563, which is 12% above the national average of $76,288.
What is the average home value in ZIP 62538? ▼
The median home value in ZIP 62538 is $86,700, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 62538? ▼
The largest racial group in ZIP 62538 is White at 99.1%.
How many businesses are in ZIP code 62538? ▼
ZIP code 62538 has 7 business establishments employing approximately 19 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 62538? ▼
In ZIP code 62538, 51.3% of residents aged 25+ have a high school diploma or higher, and 19.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 62538? ▼
In ZIP code 62538, approximately 75.2% of occupied housing units are owner-occupied and 24.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62538? ▼
The poverty rate in ZIP code 62538 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.