ZIP 62640 vs ZIP 62672

This side-by-side compares ZIP 62640 (Girard, IL) and ZIP 62672 (Nilwood, IL) using the same Census ACS 5-Year table fields for both, no averages swapped in, no national proxies. ZIP 62640 has a population of 3,756 at 19 people per square mile, while ZIP 62672 has 244 at 129 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted, a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 62640 reports a median household income of $66,116 against $46,771 in ZIP 62672, with per-capita income of $32,577 vs $24,078. The share of adults holding a bachelor's degree or higher is 15.7% in 62640 and 6.2% in 62672. Poverty rate reads 18.8% vs 15.2%, and unemployment 1.2% vs 8.3% - these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $171,800 in 62640 versus $47,600 in 62672, with median rent of $811 and - per month respectively. Homeownership rate is 74.9% vs 95.4%. When reading the comparison table below, focus on paired metrics rather than single winners, a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.