ZIP Code 62640

ZIP code 62640 is classified by USPS as a standard delivery area and covers roughly 197.7 square miles in Girard, Macoupin County, Illinois. The area is home to 3,756 residents, producing a population density of 19 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 62640 against Illinois and the nation.

On the economic side, the median household income for ZIP 62640 sits at $66,116 (17% below the Illinois average), while per-capita income is $32,577. The poverty rate stands at 18.8% and the unemployment rate at 1.2%. On housing, the median home value is $171,800 (10% below the state average) with median rent at $811 per month, and 74.9% of occupied units are owner-occupied, a direct signal of whether 62640 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.7% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 29 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Macoupin County, so you can benchmark 62640 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →