ZIP 62672 vs ZIP 62640

This side-by-side compares ZIP 62672 (Nilwood, IL) and ZIP 62640 (Girard, IL) using the same Census ACS 5-Year table fields for both, no averages swapped in, no national proxies. ZIP 62672 has a population of 244 at 129 people per square mile, while ZIP 62640 has 3,756 at 19 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted, a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 62672 reports a median household income of $46,771 against $66,116 in ZIP 62640, with per-capita income of $24,078 vs $32,577. The share of adults holding a bachelor's degree or higher is 6.2% in 62672 and 15.7% in 62640. Poverty rate reads 15.2% vs 18.8%, and unemployment 8.3% vs 1.2% - these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $47,600 in 62672 versus $171,800 in 62640, with median rent of - and $811 per month respectively. Homeownership rate is 95.4% vs 74.9%. When reading the comparison table below, focus on paired metrics rather than single winners, a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.