ZIP 63301 vs ZIP 63045

This side-by-side compares ZIP 63301 (Saint Charles, MO) and ZIP 63045 (Earth City, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 63301 has a population of 48,514 at 212 people per square mile, while ZIP 63045 has 3 at 1 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 63301 reports a median household income of $85,308 against — in ZIP 63045, with per-capita income of $43,801 vs —. The share of adults holding a bachelor's degree or higher is 38.2% in 63301 and — in 63045. Poverty rate reads 7.8% vs —, and unemployment 3.7% vs — — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $267,600 in 63301 versus — in 63045, with median rent of $1,154 and — per month respectively. Homeownership rate is 71.8% vs —. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.