PlainZIP

Saint Charles, MO · standard

ZIP Code 63301

St. Charles County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

48,514
212/sq mi
$85,308
Median income
$267,600
Median home value
38.2%
Bachelor's or higher

The verdict

Saint Charles pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 39%
home value, US ZIPs
212
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63301 against every reporting US ZIP.

ZIP code 63301 is a densely settled ZIP (a standard USPS delivery area) in Saint Charles, St. Charles County, Missouri, with 48,514 residents across 228.9 square miles, a density of 212 people per square mile, in the Chicago time zone.

ZIP 63301 lands in the middle-income range, with a median household income of $85,308 (28% above the Missouri average), while per-capita income is $43,801. Poverty here runs at 7.8%, with unemployment measured at 3.7%. The typical home here is valued at $267,600 (40% above the state average); renters pay a median of $1,154 monthly, and 71.8% of units are owner-occupied.

A solid share of residents have a four-year degree: 38.2% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 22 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 63301, plus 6 more within St. Charles County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 63301

Top 5 sectors by establishment count in Saint Charles, MO

Which industries have the most business establishments in ZIP 63301.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63301, Saint Charles, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

48,514

Population

228.9

Area (sq mi)

212

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63301?

38.0

Median Age

49.6%

Male

50.4%

Female

5.5%

Foreign-Born

White 81.1%
African American 6.9%
Asian 2.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.6%
Hispanic or Latino 6.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,308

Median Household Income

+28% vs state

$43,801

Per Capita Income

7.8%

Poverty Rate

3.7%

Unemployment Rate

21.9 min

Mean Commute Time

How ZIP 63301 ranks nationally

Saint Charles, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,308 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.2%
Bachelor's Degree or Higher 38.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,896

Total Housing Units

21,462

Occupied Units

1,434

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 71.8%
Renter 28.2%

$267,600

Median Home Value

+40% vs state

$1,154

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.7%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 63301 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 165
2021 +10.1% 182
2022 +14.0% 207
2023 +8.9% 226
2024 +5.7% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,368 business establishments in ZIP 63301, employing approximately 23,854 people with a combined annual payroll of $1,289,702,000.

1,368

Businesses

23,854

Employees

$1.3B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 192 14.0%
Retail trade 181 13.2%
Professional, scientific, and technical services 169 12.3%
Accommodation and food services 164 12.0%
Construction 126 9.2%
Other services (except public administration) 117 8.6%
Administrative and support and waste management and remediation services 74 5.4%
Finance and insurance 72 5.3%
Wholesale trade 64 4.7%
Real estate and rental and leasing 56 4.1%
Manufacturing 41 3.0%
Transportation and warehousing 34 2.5%
Arts, entertainment, and recreation 24 1.8%
Information 20 1.5%
Management of companies and enterprises 16 1.2%
Educational services 16 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63301 vs 63045 →

ZIP 63301 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 63301 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 63301 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 63301 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
63045 Earth City, MO 3 6.5 mi
63044 Bridgeton, MO 10,568 6.8 mi
63043 Maryland Heights, MO 22,367 9.3 mi
63373 Portage Des Sioux, MO 603 6.1 mi
62037 Grafton, IL 1,993 10.1 mi
63042 Hazelwood, MO 19,602 6.9 mi
63031 Florissant, MO 48,212 7.1 mi
62036 Golden Eagle, IL 704 7.5 mi
63303 Saint Charles, MO 45,834 9.4 mi
62013 Brussels, IL 552 8.8 mi

More ZIP Codes in St. Charles County

63376 standard
Saint Peters, MO
Pop: 70,828
63366 standard
O Fallon, MO
Pop: 46,175
63303 standard
Saint Charles, MO
Pop: 45,834
63368 standard
O Fallon, MO
Pop: 43,360
63304 standard
Saint Charles, MO
Pop: 40,336
63385 standard
Wentzville, MO
Pop: 35,750

Related Areas

St. Charles County Saint Charles, MO Missouri

Frequently Asked Questions

What county is ZIP code 63301 in? ▼
ZIP code 63301 (Saint Charles) is located in St. Charles County, Missouri. St. Charles County contains multiple ZIP codes, see the full list at /counties/st-charles-mo.
What is the population of ZIP code 63301? ▼
ZIP code 63301 in Saint Charles, MO has a population of 48,514 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63301? ▼
The median household income in ZIP 63301 is $85,308, which is 12% above the national average of $76,288.
What is the average home value in ZIP 63301? ▼
The median home value in ZIP 63301 is $267,600, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 63301? ▼
The largest racial group in ZIP 63301 is White at 81.1%. Hispanic or Latino residents make up 6.3% of the population.
How many businesses are in ZIP code 63301? ▼
ZIP code 63301 has 1,368 business establishments employing approximately 23,854 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63301? ▼
The top industries by establishment count in ZIP 63301 are: Health care and social assistance (192), Retail trade (181), Professional, scientific, and technical services (169). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 63301? ▼
According to the FHFA House Price Index, home values in ZIP 63301 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63301? ▼
In ZIP code 63301, 64.2% of residents aged 25+ have a high school diploma or higher, and 38.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63301? ▼
The mean commute time for workers in ZIP code 63301 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63301? ▼
In ZIP code 63301, approximately 71.8% of occupied housing units are owner-occupied and 28.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63301? ▼
The poverty rate in ZIP code 63301 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.