ZIP Code 63301

standard

Source:

Saint Charles · St. Charles County · Missouri

Population
48,514

212/sq mi

Median income
$85,308

▲ 12% vs US

higher than 68% of US ZIPs

Median home value
$267,600

▼ 4% vs US

higher than 61% of US ZIPs

Bachelor's or higher
38.2%

Median age 38

Land area
228.9 sq mi

Chicago

ZIP code 63301 in Saint Charles, Missouri has a population of 48,514. The median household income is $85,308, which is 12% above the national average. Median home value is $267,600, 4% below the US average. 38.2% of residents hold a bachelor's degree or higher.

ZIP code 63301 is classified by USPS as a standard delivery area and covers roughly 228.9 square miles in Saint Charles, St. Charles County, Missouri. The area is home to 48,514 residents, producing a population density of 212 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 63301 against Missouri and the nation.

On the economic side, the median household income for ZIP 63301 sits at $85,308 (28% above the Missouri average), while per-capita income is $43,801. The poverty rate stands at 7.8% and the unemployment rate at 3.7%. On housing, the median home value is $267,600 (40% above the state average) with median rent at $1,154 per month, and 71.8% of occupied units are owner-occupied, a direct signal of whether 63301 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 38.2% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Charles County, so you can benchmark 63301 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 63301

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 63301.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 63301, Saint Charles, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

48,514

Population

228.9

Area (sq mi)

212

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63301?

38.0

Median Age

49.6%

Male

50.4%

Female

5.5%

Foreign-Born

White 81.1%
African American 6.9%
Asian 2.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.6%
Hispanic or Latino 6.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,308

Median Household Income

+28% vs state

$43,801

Per Capita Income

7.8%

Poverty Rate

3.7%

Unemployment Rate

21.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.2%
Bachelor's Degree or Higher 38.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,896

Total Housing Units

21,462

Occupied Units

1,434

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 71.8%
Renter 28.2%

$267,600

Median Home Value

+40% vs state

$1,154

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.7%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 63301 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 165
2021 +10.1% 182
2022 +14.0% 207
2023 +8.9% 226
2024 +5.7% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,368 business establishments in ZIP 63301, employing approximately 23,854 people with a combined annual payroll of $1,289,702,000.

1,368

Businesses

23,854

Employees

$1.3B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 192 14.0%
Retail trade 181 13.2%
Professional, scientific, and technical services 169 12.3%
Accommodation and food services 164 12.0%
Construction 126 9.2%
Other services (except public administration) 117 8.6%
Administrative and support and waste management and remediation services 74 5.4%
Finance and insurance 72 5.3%
Wholesale trade 64 4.7%
Real estate and rental and leasing 56 4.1%
Manufacturing 41 3.0%
Transportation and warehousing 34 2.5%
Arts, entertainment, and recreation 24 1.8%
Information 20 1.5%
Management of companies and enterprises 16 1.2%
Educational services 16 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63301 vs 63045 →

ZIP Code City Population Distance
63045 Earth City, MO 3 6.5 mi
63044 Bridgeton, MO 10,568 6.8 mi
63043 Maryland Heights, MO 22,367 9.3 mi
63373 Portage Des Sioux, MO 603 6.1 mi
62037 Grafton, IL 1,993 10.1 mi
63042 Hazelwood, MO 19,602 6.9 mi
63031 Florissant, MO 48,212 7.1 mi
62036 Golden Eagle, IL 704 7.5 mi
63303 Saint Charles, MO 45,834 9.4 mi
62013 Brussels, IL 552 8.8 mi

More ZIP Codes in St. Charles County

Frequently Asked Questions

What county is ZIP code 63301 in?
ZIP code 63301 (Saint Charles) is located in St. Charles County, Missouri. St. Charles County contains multiple ZIP codes, see the full list at /counties/st-charles-mo.
What is the population of ZIP code 63301?
ZIP code 63301 in Saint Charles, MO has a population of 48,514 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63301?
The median household income in ZIP 63301 is $85,308, which is 12% above the national average of $76,288.
What is the average home value in ZIP 63301?
The median home value in ZIP 63301 is $267,600, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 63301?
The largest racial group in ZIP 63301 is White at 81.1%. Hispanic or Latino residents make up 6.3% of the population.
How many businesses are in ZIP code 63301?
ZIP code 63301 has 1,368 business establishments employing approximately 23,854 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63301?
The top industries by establishment count in ZIP 63301 are: Health care and social assistance (192), Retail trade (181), Professional, scientific, and technical services (169). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 63301?
According to the FHFA House Price Index, home values in ZIP 63301 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63301?
In ZIP code 63301, 64.2% of residents aged 25+ have a high school diploma or higher, and 38.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63301?
The mean commute time for workers in ZIP code 63301 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63301?
In ZIP code 63301, approximately 71.8% of occupied housing units are owner-occupied and 28.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63301?
The poverty rate in ZIP code 63301 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Saint Charles, MO

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.