ZIP Code 63303

standard

Source:

Saint Charles · St. Charles County · Missouri

Population
45,834

893/sq mi

Median income
$99,138

▲ 30% vs US

higher than 80% of US ZIPs

Median home value
$321,100

▲ 15% vs US

higher than 70% of US ZIPs

Bachelor's or higher
48.8%

Median age 41.4

Land area
51.3 sq mi

Chicago

ZIP code 63303 in Saint Charles, Missouri has a population of 45,834. The median household income is $99,138, which is 30% above the national average. Median home value is $321,100, 15% above the US average. 48.8% of residents hold a bachelor's degree or higher.

ZIP code 63303 is classified by USPS as a standard delivery area and covers roughly 51.3 square miles in Saint Charles, St. Charles County, Missouri. The area is home to 45,834 residents, producing a population density of 893 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 63303 against Missouri and the nation.

On the economic side, the median household income for ZIP 63303 sits at $99,138 (48% above the Missouri average), while per-capita income is $58,928. The poverty rate stands at 5.3% and the unemployment rate at 2.1%. On housing, the median home value is $321,100 (68% above the state average) with median rent at $1,374 per month, and 74.1% of occupied units are owner-occupied, a direct signal of whether 63303 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 48.8% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Charles County, so you can benchmark 63303 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 63303

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 63303.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 63303, Saint Charles, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

45,834

Population

51.3

Area (sq mi)

893

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63303?

41.4

Median Age

49.7%

Male

50.3%

Female

6.2%

Foreign-Born

White 80.1%
African American 5.6%
Asian 5.3%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.0%
Hispanic or Latino 4.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$99,138

Median Household Income

+48% vs state

$58,928

Per Capita Income

5.3%

Poverty Rate

2.1%

Unemployment Rate

21.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.1%
Bachelor's Degree or Higher 48.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,538

Total Housing Units

20,690

Occupied Units

848

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 74.1%
Renter 25.9%

$321,100

Median Home Value

+68% vs state

$1,374

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.6%

YoY Change (2024)

243

HPI Index (2000 = 100)

+143%

Total Change Since 2000

Home values in ZIP 63303 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 170
2021 +12.5% 191
2022 +13.8% 217
2023 +7.8% 234
2024 +3.6% 243

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 950 business establishments in ZIP 63303, employing approximately 11,331 people with a combined annual payroll of $483,780,000.

950

Businesses

11,331

Employees

$483.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 135 14.2%
Professional, scientific, and technical services 116 12.2%
Construction 102 10.7%
Other services (except public administration) 96 10.1%
Accommodation and food services 93 9.8%
Retail trade 92 9.7%
Finance and insurance 74 7.8%
Administrative and support and waste management and remediation services 63 6.6%
Real estate and rental and leasing 57 6.0%
Wholesale trade 42 4.4%
Transportation and warehousing 21 2.2%
Arts, entertainment, and recreation 16 1.7%
Manufacturing 14 1.5%
Educational services 12 1.3%
Information 10 1.1%
Management of companies and enterprises 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63303 vs 63043 →

ZIP Code City Population Distance
63043 Maryland Heights, MO 22,367 4.4 mi
63017 Chesterfield, MO 41,470 6.2 mi
63045 Earth City, MO 3 4.6 mi
63146 Saint Louis, MO 29,262 4.7 mi
63376 Saint Peters, MO 70,828 5.8 mi
63044 Bridgeton, MO 10,568 6.5 mi
63011 Ballwin, MO 36,347 9.5 mi
63304 Saint Charles, MO 40,336 7.0 mi
63141 Saint Louis, MO 20,593 7.3 mi
63301 Saint Charles, MO 48,514 9.4 mi

More ZIP Codes in St. Charles County

Frequently Asked Questions

What county is ZIP code 63303 in?
ZIP code 63303 (Saint Charles) is located in St. Charles County, Missouri. St. Charles County contains multiple ZIP codes, see the full list at /counties/st-charles-mo.
What is the population of ZIP code 63303?
ZIP code 63303 in Saint Charles, MO has a population of 45,834 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63303?
The median household income in ZIP 63303 is $99,138, which is 30% above the national average of $76,288.
What is the average home value in ZIP 63303?
The median home value in ZIP 63303 is $321,100, which is 15% above the national average of $278,155.
What is the demographic makeup of ZIP 63303?
The largest racial group in ZIP 63303 is White at 80.1%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 63303?
ZIP code 63303 has 950 business establishments employing approximately 11,331 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63303?
The top industries by establishment count in ZIP 63303 are: Health care and social assistance (135), Professional, scientific, and technical services (116), Construction (102). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 63303?
According to the FHFA House Price Index, home values in ZIP 63303 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 143%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63303?
In ZIP code 63303, 70.1% of residents aged 25+ have a high school diploma or higher, and 48.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63303?
The mean commute time for workers in ZIP code 63303 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63303?
In ZIP code 63303, approximately 74.1% of occupied housing units are owner-occupied and 25.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63303?
The poverty rate in ZIP code 63303 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Saint Charles, MO

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.