ZIP 63384 vs ZIP 63361

This side-by-side compares ZIP 63384 (Wellsville, MO) and ZIP 63361 (Montgomery City, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 63384 has a population of 1,955 at 9 people per square mile, while ZIP 63361 has 4,525 at 11 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 63384 reports a median household income of $78,281 against $62,371 in ZIP 63361, with per-capita income of $37,838 vs $30,760. The share of adults holding a bachelor's degree or higher is 17.4% in 63384 and 22.5% in 63361. Poverty rate reads 9.4% vs 15.5%, and unemployment 3.7% vs 3.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $128,600 in 63384 versus $186,700 in 63361, with median rent of $756 and $757 per month respectively. Homeownership rate is 84.2% vs 75.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.