Montgomery City, MO · standard
ZIP Code 63361
Montgomery County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,525
- 11/sq mi Low-density area
- $62,371
- Median income Near-median income area
- $186,700
- Median home value Near-median home value
- 22.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Montgomery City pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 34th pct
- household income, US ZIPs
- 40th pct
- home value, US ZIPs
- 11
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63361 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 63361 (Montgomery City, MO) rose +37.7% from 2023 to 2024. The all-transactions index moved from 171.1 in 2023 to 235.6 in 2024 (2000 = 100).
ZIP code 63361 covers 411.4 square miles in Montgomery City, Montgomery County, Missouri (a standard USPS delivery area), with a modest 4,525 residents on file, a density of 11 people per square mile, in the Chicago time zone.
ZIP 63361 reports a modest median household income of $62,371 (7% below the average Missouri ZIP), while per-capita income is $30,760. The poverty rate is 15.5%, with unemployment at 3.0%; those measures add context to the income figure. Median home value is $186,700 (2% below the average Missouri ZIP) and median rent is $757; 75.8% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 22.5% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 27 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 63361 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 63361
Top 5 sectors by establishment count in Montgomery City, MO
Which industries have the most business establishments in ZIP 63361.
- Retail trade
Retail trade
17 establishments
- Finance and insurance
Finance and insurance
14 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Construction
Construction
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63361, Montgomery City, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,525
Population
411.4
Area (sq mi)
11
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 63361?
40.4
Median Age
50.1%
Male
49.9%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,371
Median Household Income
-7% vs state ZIP avg
$30,760
Per Capita Income
15.5%
Poverty Rate
3.0%
Unemployment Rate
27.0 min
Mean Commute Time
How ZIP 63361 ranks among Missouri ZIPs
Montgomery City, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$62,371 Top 48% higher than 52% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,146housing units
2,146
Total Housing Units
1,863
Occupied Units
283
Vacant Units
2.36
Avg Household Size
Occupancy Type
$186,700
Median Home Value
-2% vs state ZIP avg
$757
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+37.7%
YoY Change (2024)
236
HPI Index (2000 = 100)
+136%
Total Change Since 2000
Home values in ZIP 63361 have increased 37.7% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 144 |
| 2021 | +7.5% | 155 |
| 2022 | +17.6% | 182 |
| 2023 | -6.2% | 171 |
| 2024 | +37.7% | 236 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 102 business establishments in ZIP 63361, employing approximately 806 people with a combined annual payroll of $34,001,000.
102
Businesses
806
Employees
$34.0M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 17 | 16.7% |
| Finance and insurance | 14 | 13.7% |
| Other services (except public administration) | 13 | 12.8% |
| Accommodation and food services | 12 | 11.8% |
| Construction | 10 | 9.8% |
| Manufacturing | 9 | 8.8% |
| Health care and social assistance | 8 | 7.8% |
| Wholesale trade | 6 | 5.9% |
| Professional, scientific, and technical services | 5 | 4.9% |
| Administrative and support and waste management and remediation services | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 63361 vs 63384 →
ZIP 63361 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 63361
Montgomery City (63361)
4,525 residents
- 63384
Wellsville (63384)
1,955 residents
- 63363 1,719
New Florence (63363)
1,719 residents
- 65264 720
Martinsburg (65264)
720 residents
What this shows Among its immediate neighbors, ZIP 63361 ranks the most populous - useful context the national average alone can't give.
ZIP 63361 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 63384
Wellsville (63384)
$78,281 median income
- 63361
Montgomery City (63361)
$62,371 median income
- 63363
New Florence (63363)
$47,188 median income
- 65264
Martinsburg (65264)
$46,042 median income
What this shows By household income, ZIP 63361 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 63361, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,525 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 63361 in?
ZIP code 63361 (Montgomery City) is located in Montgomery County, Missouri. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-mo.
What is the population of ZIP code 63361?
ZIP code 63361 in Montgomery City, MO has a population of 4,525 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63361?
The median household income in ZIP 63361 is $62,371, which is 18% below the national average of $76,288.
What is the average home value in ZIP 63361?
The median home value in ZIP 63361 is $186,700, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 63361?
The largest racial group in ZIP 63361 is White at 92.1%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 63361?
ZIP code 63361 has 102 business establishments employing approximately 806 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63361?
The top industries by establishment count in ZIP 63361 are: Retail trade (17), Finance and insurance (14), Other services (except public administration) (13). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 63361?
According to the FHFA House Price Index, home values in ZIP 63361 increased by 37.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63361?
In ZIP code 63361, 64.2% of residents aged 25+ have a high school diploma or higher, and 22.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63361?
The mean commute time for workers in ZIP code 63361 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63361?
In ZIP code 63361, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63361?
The poverty rate in ZIP code 63361 is 15.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 63361's numbers, next.
- See how ZIP 63361 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Montgomery City, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.