ZIP 64020 vs ZIP 65327

This side-by-side compares ZIP 64020 (Concordia, MO) and ZIP 65327 (Emma, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64020 has a population of 3,608 at 13 people per square mile, while ZIP 65327 has 227 at 229 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64020 reports a median household income of $59,269 against $88,750 in ZIP 65327, with per-capita income of $33,235 vs $37,654. The share of adults holding a bachelor's degree or higher is 27.2% in 64020 and 14.3% in 65327. Poverty rate reads 15.2% vs 2.8%, and unemployment 0.7% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $201,500 in 64020 versus $146,900 in 65327, with median rent of $823 and $850 per month respectively. Homeownership rate is 65.2% vs 90.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.