ZIP Code 64020
standardSource:
Concordia · Lafayette County · Missouri
- Population
- 3,608
- Median income
- $59,269
- Median home value
- $201,500
- Bachelor's or higher
- 27.2%
- Land area
- 275.4 sq mi
13/sq mi
▼ 22% vs US
higher than 28% of US ZIPs
▼ 28% vs US
higher than 44% of US ZIPs
Median age 49
Chicago
ZIP code 64020 in Concordia, Missouri has a population of 3,608. The median household income is $59,269, which is 22% below the national average. Median home value is $201,500, 28% below the US average. 27.2% of residents hold a bachelor's degree or higher.
ZIP code 64020 is classified by USPS as a standard delivery area and covers roughly 275.4 square miles in Concordia, Lafayette County, Missouri. The area is home to 3,608 residents, producing a population density of 13 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 64020 against Missouri and the nation.
On the economic side, the median household income for ZIP 64020 sits at $59,269 (11% below the Missouri average), while per-capita income is $33,235. The poverty rate stands at 15.2% and the unemployment rate at 0.7%. On housing, the median home value is $201,500 (5% above the state average) with median rent at $823 per month, and 65.2% of occupied units are owner-occupied, a direct signal of whether 64020 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 27.2% of adults hold a bachelor's degree or higher, the median age is 49, and the average commute is 19 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lafayette County, so you can benchmark 64020 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 64020
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 64020.
- Retail trade
Retail trade
13 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Manufacturing
Manufacturing
8 establishments
- Wholesale trade
Wholesale trade
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 64020, Concordia, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,608
Population
275.4
Area (sq mi)
13
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64020?
49.0
Median Age
50.1%
Male
49.9%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,269
Median Household Income
-11% vs state
$33,235
Per Capita Income
15.2%
Poverty Rate
0.7%
Unemployment Rate
18.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,467
Total Housing Units
1,246
Occupied Units
221
Vacant Units
2.29
Avg Household Size
Occupancy Type
$201,500
Median Home Value
+5% vs state
$823
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+15.2%
YoY Change (2024)
266
HPI Index (2000 = 100)
+166%
Total Change Since 2000
Home values in ZIP 64020 have increased 15.2% over the past year (2024). Since 2000, this ZIP has seen +166% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +9.4% | 175 |
| 2020 | +4.9% | 184 |
| 2021 | +14.7% | 211 |
| 2022 | +15.2% | 242 |
| 2024 | — | 266 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 87 business establishments in ZIP 64020, employing approximately 1,286 people with a combined annual payroll of $55,172,000.
87
Businesses
1,286
Employees
$55.2M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 13 | 14.9% |
| Other services (except public administration) | 12 | 13.8% |
| Accommodation and food services | 9 | 10.3% |
| Manufacturing | 8 | 9.2% |
| Wholesale trade | 8 | 9.2% |
| Health care and social assistance | 8 | 9.2% |
| Construction | 5 | 5.8% |
| Transportation and warehousing | 5 | 5.8% |
| Finance and insurance | 4 | 4.6% |
| Professional, scientific, and technical services | 4 | 4.6% |
| Administrative and support and waste management and remediation services | 4 | 4.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64020 vs 65327 →
More ZIP Codes in Lafayette County
Related Areas
Frequently Asked Questions
What county is ZIP code 64020 in? ▼
What is the population of ZIP code 64020? ▼
What is the median household income in ZIP 64020? ▼
What is the average home value in ZIP 64020? ▼
What is the demographic makeup of ZIP 64020? ▼
How many businesses are in ZIP code 64020? ▼
What are the main industries in ZIP code 64020? ▼
How have home values changed in ZIP code 64020? ▼
What is the education level in ZIP code 64020? ▼
What is the average commute time in ZIP 64020? ▼
What percentage of residents own vs. rent in ZIP 64020? ▼
What is the poverty rate in ZIP code 64020? ▼
ZIP Code Research Guides
Official Data Resources for Concordia, MO
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.