Residential delivery area · Missouri
ZIP Code 64020: Concordia, MO
ZIP code 64020 uses the postal name Concordia, Missouri and lies mostly in Lafayette County (73% of its land), reaching into Johnson County and Saline County (Census 2020 ZIP-county file). About 3,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $59,269 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Concordia; 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Concordia · its only residential ZIP
- County
- Lafayette County (73%); Johnson County (22%); Saline County (4%)
- Census places
- Concordia
- Metro area
- Kansas City, MO-KS
- House district
- MO-4 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 105.6 sq mi · 28 people per sq mi
Where is ZIP code 64020?
64020 centers on 38.967°, -93.600° and covers 105.6 square miles of land plus 1.1 of water. It borders 8 ZIP codes: 65327, 64037, 64001, 64021, 65321, 65351, 65336, 64093.
The map draws ZIP code areas only. For the streets inside 64020, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 64020 compare with the rest of Lafayette County?
| Measure | 64020 | In Lafayette County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 2,953 | 6th of 16 | 380th of 1,035 |
| Median household income | $59k | 5th of 5 | 316th of 479 |
| Median home value | $202k | 5th of 8 | 239th of 494 |
Its median household income is higher than in 28% of U.S. residential ZIP codes, and it is denser than 32% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 64020?
The 2020 Census counted 3,417 people in 64020; the ACS, which samples households over 2020-2024, estimates 2,953. Between the 2010 and 2020 censuses its population fell 5.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,953±333 (90% margin)
- 2020 Census count
- 3,417−5.3% since 2010 (3,608)
- Households
- 1,246
- Median age
- 49.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 64020?
Of the 2,953 people the ACS estimates in 64020, 21.5% are under 18 and 20.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.1%).
- Under 1821.5%
- 18 to 6458.1%
- 65 and older20.5%
- White, not Hispanic92.1%
- Hispanic or Latino4.1%
- Other or two or more3.4%
- Black, not Hispanic0.4%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 64020 earn?
Median household income is $59,269 (ACS 2020-2024), the 5th highest of the 5 ranked ZIP codes in Lafayette County. It fell from $77,676 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $59,269±$6,864
- Income per person
- $33,235
- Below the poverty line
- 15.2%
- Unemployed (of the labor force)
- 0.7%
- Adults 25+ with a bachelor's degree
- 27.2%
- Adjusted gross income per tax return, 2022
- $65,7321,580 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 64020?
FHFA's house price index for 64020, built from repeat sales and appraisals of the same homes, rose 93% from 2015 to 2025 and rose 62% from 2020 to 2025.
- Median home value (owners' estimate)
- $201,500
- Median gross rent
- $823
- Homes owned by their occupants
- 65.2%
- Housing units
- 1,467
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 64020?
87 business establishments had a location in this ZIP code in 2023, 5 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade13
- Other services (except public administration)12
- Accommodation and food services9
- Manufacturing8
- Wholesale trade8
- Health care and social assistance8
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 64020?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 65327 | Emma | 284 | $89k | 6.2 mi |
| 64037 | Higginsville | 6,460 | $92k | 9.0 mi |
| 64001 | Alma | 842 | $68k | 9.8 mi |
| 64021 | Corder | 573 | $97k | 10.1 mi |
| 65321 | Blackburn | 405 | $82k | 11.1 mi |
| 65351 | Sweet Springs | 2,122 | $56k | 11.9 mi |
| 65336 | Knob Noster | 6,519 | $67k | 12.8 mi |
| 64093 | Warrensburg | 28,199 | $61k | 14.0 mi |
| 64071 | Mayview | 728 | $124k | 13.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.