ZIP 64084 vs ZIP 64085

This side-by-side compares ZIP 64084 (Rayville, MO) and ZIP 64085 (Richmond, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64084 has a population of 1,556 at 12 people per square mile, while ZIP 64085 has 8,803 at 20 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64084 reports a median household income of $65,060 against $64,096 in ZIP 64085, with per-capita income of $38,357 vs $35,938. The share of adults holding a bachelor's degree or higher is 21.0% in 64084 and 15.9% in 64085. Poverty rate reads 8.7% vs 14.8%, and unemployment 5.1% vs 2.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $243,300 in 64084 versus $171,400 in 64085, with median rent of — and $733 per month respectively. Homeownership rate is 94.4% vs 63.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.