Residential delivery area · Missouri
ZIP Code 64085: Richmond, MO
ZIP code 64085 uses the postal name Richmond, Missouri and lies entirely in Ray County (Census 2020 ZIP-county file). About 7,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $64,096 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Richmond; 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Richmond · its only residential ZIP
- County
- Ray County
- Census places
- Richmond
- Metro area
- Kansas City, MO-KS
- House district
- MO-6 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 160.4 sq mi · 49 people per sq mi
Where is ZIP code 64085?
64085 centers on 39.343°, -93.955° and covers 160.4 square miles of land plus 0.7 of water. It borders 9 ZIP codes: 64084, 64035, 64036, 64017, 64077, 64668, 64671, 64637, 64624.
The map draws ZIP code areas only. For the streets inside 64085, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 64085 compare with the rest of Ray County?
| Measure | 64085 | In Ray County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 7,855 | 2nd of 12 | 228th of 1,035 |
| Median household income | $64k | 7th of 8 | 247th of 479 |
| Median home value | $171k | 4th of 8 | 318th of 494 |
Its median household income is higher than in 37% of U.S. residential ZIP codes, and it is denser than 42% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 64085?
The 2020 Census counted 8,841 people in 64085; the ACS, which samples households over 2020-2024, estimates 7,855. Between the 2010 and 2020 censuses its population grew 0.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 7,855
- 2020 Census count
- 8,841+0.4% since 2010 (8,803)
- Households
- 3,505
- Median age
- 45.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 64085?
Of the 7,855 people the ACS estimates in 64085, 19.8% are under 18 and 22.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.4%).
- Under 1819.8%
- 18 to 6458.0%
- 65 and older22.2%
- White, not Hispanic90.4%
- Other or two or more4.7%
- Hispanic or Latino3.7%
- Black, not Hispanic0.8%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 64085 earn?
Median household income is $64,096 (ACS 2020-2024), the 7th highest of the 8 ranked ZIP codes in Ray County. It is not measurably different from 2015-2019 ($69,250 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $64,096±$8,075
- Income per person
- $35,938
- Below the poverty line
- 14.8%
- Unemployed (of the labor force)
- 2.7%
- Adults 25+ with a bachelor's degree
- 15.9%
- Adjusted gross income per tax return, 2022
- $64,6833,960 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 64085?
FHFA's house price index for 64085, built from repeat sales and appraisals of the same homes, rose 128% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved +13.8% in 2025.
- Median home value (owners' estimate)
- $171,400
- Median gross rent
- $733
- Homes owned by their occupants
- 63.1%
- Housing units
- 3,832
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 64085?
176 business establishments had a location in this ZIP code in 2023, 20 fewer than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance28
- Retail trade26
- Other services (except public administration)23
- Construction21
- Accommodation and food services16
- Professional, scientific, and technical services15
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 64085?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 64084 | Rayville | 1,380 | $65k | 6.8 mi |
| 64035 | Hardin | 1,189 | $87k | 8.5 mi |
| 64036 | Henrietta | 610 | $47k | 9.9 mi |
| 64017 | Camden | 335 | $68k | 10.7 mi |
| 64077 | Orrick | 1,665 | $76k | 12.8 mi |
| 64668 | Norborne | 1,278 | $74k | 13.4 mi |
| 64671 | Polo | 1,986 | $76k | 14.0 mi |
| 64637 | Cowgill | 492 | $57k | 16.2 mi |
| 64624 | Braymer | 1,489 | $58k | 18.5 mi |
| 64062 | Lawson | 6,968 | $92k | 14.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.