PlainZIP

Cowgill, MO · standard

ZIP Code 64637

Caldwell County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

667
3/sq mi
$56,944
Median income
$125,000
Median home value
17.7%
Bachelor's or higher

The verdict

Cowgill pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
19th pct
home value, US ZIPs
3
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64637 against every reporting US ZIP.

ZIP code 64637 is a sparsely populated ZIP (a standard USPS delivery area) in Cowgill, Caldwell County, Missouri, home to just 667 residents across 215.2 square miles, a density of 3 people per square mile, in the Chicago time zone.

ZIP 64637 reports a modest median household income of $56,944 (15% below the Missouri average), while per-capita income is $29,876. Poverty here runs at 19.3%, with unemployment measured at 8.4%. Housing costs here run $125,000 for a typical home value (35% below the state average), with rent averaging $575 a month; 69.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 17.7% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is -. To put 64637 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Caldwell County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64637, Cowgill, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

667

Population

215.2

Area (sq mi)

3

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64637?

39.7

Median Age

55.5%

Male

44.5%

Female

1.2%

Foreign-Born

White 87.6%
African American 1.2%
Asian 1.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,944

Median Household Income

-15% vs state

$29,876

Per Capita Income

19.3%

Poverty Rate

8.4%

Unemployment Rate

How ZIP 64637 ranks nationally

Cowgill, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,944 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.7%
Bachelor's Degree or Higher 17.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

260

Total Housing Units

224

Occupied Units

36

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 69.6%
Renter 30.4%

$125,000

Median Home Value

-35% vs state

$575

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 9 business establishments in ZIP 64637, employing approximately 10 people with a combined annual payroll of $266,000.

9

Businesses

10

Employees

$266K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 4 44.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64637 vs 64624 →

ZIP 64637 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64637 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64637 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64637 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64624 Braymer, MO 1,662 7.4 mi
64671 Polo, MO 2,062 7.8 mi
64650 Kingston, MO 727 9.2 mi

More ZIP Codes in Caldwell County

64429 standard
Cameron, MO
Pop: 13,158
64644 standard
Hamilton, MO
Pop: 3,024
64671 standard
Polo, MO
Pop: 2,062
64624 standard
Braymer, MO
Pop: 1,662
64649 standard
Kidder, MO
Pop: 864
64650 standard
Kingston, MO
Pop: 727

Related Areas

Caldwell County Cowgill, MO Missouri

Frequently Asked Questions

What county is ZIP code 64637 in? ▼
ZIP code 64637 (Cowgill) is located in Caldwell County, Missouri. Caldwell County contains multiple ZIP codes, see the full list at /counties/caldwell-mo.
What is the population of ZIP code 64637? ▼
ZIP code 64637 in Cowgill, MO has a population of 667 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64637? ▼
The median household income in ZIP 64637 is $56,944, which is 25% below the national average of $76,288.
What is the average home value in ZIP 64637? ▼
The median home value in ZIP 64637 is $125,000, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 64637? ▼
The largest racial group in ZIP 64637 is White at 87.6%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 64637? ▼
ZIP code 64637 has 9 business establishments employing approximately 10 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 64637? ▼
In ZIP code 64637, 64.7% of residents aged 25+ have a high school diploma or higher, and 17.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64637? ▼
In ZIP code 64637, approximately 69.6% of occupied housing units are owner-occupied and 30.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64637? ▼
The poverty rate in ZIP code 64637 is 19.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.